Personal Banking

A comprehensive banking solution for IT/ITES/KPOs/BPOs, the Indus Infotech Current Account has been designed for businesses where every second counts and every minute matters.

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Why IndusInd Bank – CMS

Every business faces issues around

  • Limited Options to collect and pay
  • Late payments to suppliers/staff on account of non-availability of signatories
  • Lost / Stale DDs or Cheques
  • Handling excess cash and related security concerns
  • Reconciliation issues on collections : specially with NEFT or RTGS
  • Manual maintenance of books of accounts

Why Indusind Bank - CMS

  • Multiple Offline and Online collection modes available
  • Save costs and overheads by streamlining payments processes and outsourcing non-core payments activities to us
  • Customized Cheque Stationery as per requirement (Continuous/ Cheque with Advice)
  • Payment initiation through secured net-banking portal
    • Wide range of data file formats supported
  • Customized cash, cheque pick up: Adhoc need or daily basis
    • Periodic MIS dashboard, eliminating need for manual maintenance

To know more about our products and ways to minimize costs while improving the efficiency of your domestic payments, read on or contact us at for further details

Worried about your Cash flows? We have a solution. Read on……..

In today’s uncertain financial scenario, the mantra to stay ahead of the competition is to bring in efficiency to your payable and receivable management, ensure predictability of cash flows and optimize operational cost.

With the IndusInd Bank Cash Management product suite, you can not only meet all your requirements to stay ahead of competition but also move to the next level by ensuring a robust receivable and payable solution.

Our product suite covers:

Cash flow

With rapid technology advances, efficient modes of payments are gaining ground in the country. While traditional modes of payment are still used, electronic modes of payment are convenient.

IndusInd Bank offers a broad spectrum of solutions to manage your payments through convenient options and services that integrate with the way you do business.

Key Features of electronic Payment (Indus Direct/ Connect Online) functionality

  • Comprehensive payment suite supporting funds transfer between accounts, RTGS, NEFT, IMPS, Corporate Cheques and Demand Draft issuance
  • Allows Single and Bulk modes of payment
  • Works on maker/checker framework separating payment initiation activity from payment authorization activity
  • Schedule future dated payments
  • Pre-register beneficiaries to safeguard against fraudulent transactions
  • Bulk file formats - can be designed as per your specifications
  • Acceptance of single file with multiple payment modes
  • Record level or at a batch level authoriziation facility
  • E-mail and SMS alerts

Note: For Indus Direct/Connect Online, default daily transaction limit is Rs 1 Cr

Payment portal is Secured with SSL encryption (256 bit) between clients system environment and the Bank. Portal trust is established by using the Extended Validation version of SSL encryption. Access is controlled by multiple parameters. Supports 3 key pillars of internet security ie., Authentication, Confidentiality and Data integrity.


IndusInd Bank offers a range of paper based and electronic collections products. With a complete product suite and coverage of more than 3000 plus locations (139 own locations and correspondent bank arrangements) to cater to all your business collection products, we are uniquely placed to offer you a cost-efficient customized solution.

Our comprehensive package of collection products and services include:

  • Electronic Collections: Collection of funds via RTGS/NEFT using virtual account concept.
  • Local & Upcountry cheque collection : Convenience of daily Cheque pickup from your office designated by you
  • Cash Collections
  • NACH Debits
  • Auto Debits
  • Fee collections
Earnest Money Deposit (EMD) Management

IndusInd Bank has a rich experience in handling E-Procurement and is integrated with platform of all prominent service provider for Collection and refund management. It provides a secured module in a seamless manner which cascades to automatic and accurate reconciliation.

Technology driven approach is one of the mainstay of the bank. Our In-house IT team plays a pivotal role which reduces dependence on Service Providers / Aggregators & able to deliver customised offerings with reduced timelines. System has the flexibility to integrate with multiple technology platform.

In respect to solution around Earnest Money Deposit (EMD) Management, the Bank has articulated a “Customized Online Solutions”. This solution helps client to collect & refund the Tender Fee, EMD, Service or any other charges in a timely & an upgraded method. It not only provides a technology platform to automate the collection & refund process but also enables seamless transaction.

IndusInd Bank is currently the bankers for EMD management for 300+ Central PSUs; State PSUs and lot of other entities.

USP of EMD Management

  • Multiple product suites which includes collection through NEFT/RTGS/Net Banking/IMPS/Debit card/Credit card/UPI.
  • Integrated Refund module – Refund can be done through multiple modes i.e. API/SFTP/H2H
  • Bank Guarantee Management which includes validation of parameters i.e. BG No/Amount/Issuance Date/Validity etc.
  • Seamless flow of information through API / SFTP (Server to server integration)
  • Solutions are designed to integrate with multiple technology platform
  • Customised MIS.
  • Dedicated team for E-procurement /EMD Management (Sales/Implementation/Servicing)
  • Dedicated Trained On-site Resources to manage your queries.

To sum up it is a plug-and-play module for clients irrespective of the size.

Click here to know more about our USPs.

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