A one-of-its-kind card created to empower you to manage savings and privileges across your favourite spend categories A card that is a comprehensive financial tool to cater to your specific financial needs (Disclaimer : Please note that IndusInd Bank is no longer sourcing these Credit Cards)

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Features

Disclaimer : Please note that IndusInd Bank is no longer sourcing these Credit Cards

Product Overview

A premium lifestyle deserves the special treatment. We are proud to present the IndusInd Bank Business Credit Card that brings with it the best-in-class privileges in travel and living, dining and lifestyle for your refined and posh like tastes.

Please click here to view Safety Tips on your Credit Card.

Business Gold Add-On Card

You can apply for up to 5 add-on IndusInd Bank Business Gold Credit Cards for your dependents* on your primary IndusInd Bank Gold Credit Card. The add-on cards will have the same credit limit as on your primary Credit Card. Add-on cardholders will receive all the benefits of an IndusInd Bank Business Gold Credit Cardholder except complimentary insurance unless specified.
All the transactions made using the add-on IndusInd Bank Business Gold Credit Card will reflect in the monthly statement for the primary IndusInd Bank Business Gold Credit Cardholder. The add-on cardholders will not receive separate monthly statement.
*Dependents will include your spouse, parents, parents-in-law, brother, sister or your children above 18 years.

Business Gold Assurance

Total Protect:
You don't need to worry about fraudulent usage of your card anymore. 'Total Protect' is a first- of- its- kind program which covers you for a sum up to the credit limit on your credit card and is available on add-on cards as well.

'Total Protect' covers you for the following:-

  • Unauthorised transactions in case of loss / theft of card: An insurance cover is provided up to 48 hours prior to you reporting the loss of your card
  • Counterfeit Fraud: The IndusInd Bank Business Gold Credit Card offers you insurance to protect yourself against incidents of counterfeit fraud

Conditions apply.

*Click here for terms and conditions of the applicable insurance policy.

Visit Indusind.com to Know More

Rewards

Business Gold Rewards

Savings Plan

Business Savings Plan assists you in gaining control of your business spend and in the process improves profitability. Each time you spend on the listed spend-categories with your IndusInd Bank Business Gold Credit Card, you earn savings points* that you can later redeem for cash or airline miles.

Spend Categories Savings points on Rs. 100 spent
Utilities 4 savings points
Courier Services 3 savings points
Medical 1.25 savings points
Insurance 1.25 savings points
All Other Spent 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Business Savings Plan
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Electricity and phone bills 4 savings points Rs. 40,000 1,600
Courier charges 3 savings points Rs. 40,000 1,200
Medical expenses 1.25 savings points Rs. 10,000 125
Insurance premium 1.25 savings points Rs. 10,000 125
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 3,625

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Travel Plan

The Business Travel Plan helps you to travel the smart way by offering great savings at various hotels, airlines and car rentals. Each time you spend on the listed spend-categories with your IndusInd Bank Business Gold Credit Card, you earn savings points* that you can later redeem for cash or airline miles.

Spend Categories Saving points on Rs. 100 spent
Airlines 4 savings points
Hotels & Resorts 3 savings points
Railways 1.25 savings points
Car Rental 1.25 savings points
All Other Spent 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Business Travel Plan
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Airline Tickets 4 savings points Rs. 42,000 1,680
Hotel Expenditure 3 savings points Rs. 40,000 1,200
Railway Tickets (for booking done through IRCTC) 1.25 savings points Rs. 12,000 150
Car rental expenses 1.25 savings points Rs. 12,000 150
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 3,755

** Conditions apply. Refer to the Terms and Conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Purchase Plan

Business purchase plan helps you get great savings on purchases at an array of stores and malls across India. Each time you spend on the listed spend-categories with your IndusInd Bank Business Gold Credit Card, you earn savings points* that you can later redeem for cash or airline miles.

Spend Categories Savings points on Rs. 100 spent
Computers 4 savings points
Consumer durables & electronics 3 savings points
Departmental stores 1.25 savings points
Automotive 1.25 savings points
All Other Spends 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Business Purchase Plan
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Computers 4 savings points Rs. 37,000 1,500
Consumer durables & electronics items 3 savings points Rs. 45,000 1,350
Shopping in departmental stores 1.25 savings points Rs. 10,000 125
Automobile repairs 1.25 savings points Rs. 10,000 125
All other spends 0.5 savings points Rs. 5,000 175
Your total savings points# 3,675

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Entertainment Plan

The Business Entertainment plan gives you great savings at restaurant and clubs. Each time you spend on the listed spend-categories with your IndusInd Bank Business Gold Credit Card, you earn savings points* that you can later redeem for cash or airline miles.

Spend Categories Savings points on Rs. 100 spent
Restaurants 4 savings points
Bars, Pubs & Lounges 3 savings points
Hotels & Resorts 1.25 savings points
Departmental Stores 1.25 savings points
All Other Spends 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Business Entertainment Plan
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Restaurant Bills 4 savings points Rs. 45,000 1,800
Parties in bars & pubs 3 savings points Rs. 37,000 1,100
Hotel Expenditure 1.25 savings points Rs. 10,000 125
Shopping in departmental stores 1.25 savings points Rs. 12,000 150
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 3,760

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Redemption of Rewards

Redemption of Rewards
IndusMoments Click here for terms & conditions
Airline Miles on partner airlines Click here for terms & conditions
Cash Credit Click here for terms & conditions

Visit Indusind.com to Know More

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