A card that is a comprehensive financial tool to cater to your specific financial needs (Disclaimer : Please note that IndusInd Bank is no longer sourcing these Credit Cards)

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Features

Gold credit card features

Disclaimer : Please note that IndusInd Bank is no longer sourcing these Credit Cards

Product Overview

A premium lifestyle deserves the special treatment. We are proud to present the IndusInd Bank Gold Credit Card that brings with it the best-in-class privileges in travel and living, dining and lifestyle for your refined and posh like tastes.

Please click here to view Safety Tips on your Credit Card.

Gold Add-On Cards

Now, you can apply for up to 5 add-on IndusInd Bank Gold Credit Card for your dependents* on your primary IndusInd Bank Gold Credit Card. The add-on cards will have the same credit limit as on your primary Credit Card. Add-on cardholders will receive all the benefits of an IndusInd Bank Gold Credit Card except complimentary insurance unless specified.
All the transactions made using the add-on IndusInd Bank Gold Credit Cards will reflect in the monthly statement for the primary IndusInd Bank Gold Credit Card. The add-on cardholders will not receive separate monthly statement.
*Dependents will include your spouse, parents, parents-in-law, brother, sister or your children above 18 years.

Gold Assurance

Total Protect:
You don't need to worry about fraudulent usage of your card anymore. 'Total Protect' is a first- of- its- kind program which covers you for a sum up to the credit limit on your credit card and is available on add-on cards as well.

'Total Protect' covers you for the following:-

  • Unauthorised transactions in case of loss theft of card: An insurance cover is provided up to 48 hours prior to you reporting the loss of your card.
  • Counterfeit Fraud: The IndusInd Bank IndusInd Gold Credit Card offers you insurance to protect yourself against incidents of counterfeit fraud.

Conditions apply.

Click here for terms and conditions of the applicable insurance policy.

Visit Indusind.com to Know More

Rewards

Gold credit card rewards points

Gold Rewards

Shop Plan

The Gold Shop Plan manages your finances better and helps you save. Each time you spend on the listed spend categories with your IndusInd Bank Gold Credit Card you earn savings points*, that you can later redeem for against dues on your Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Shopping in departmental stores 4 savings points
Purchase of consumer durables or electronic items 2 savings points
Restaurant bills 1.5 savings points
Books 1.5 savings points
All Other Spends on your card 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Shop Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Shopping in departmental stores 4 savings points Rs. 40,000 1,600
Purchase of consumer durables or electronic items 2 savings points Rs. 35,000 700
Restaurant bills 1.5 savings points Rs. 24,000 360
Books 1.5 savings points Rs. 4,000 60
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 2,795

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses

Home Plan

The Gold Home Plan gives you the best discounts and schemes for your dream home. Each time you spend on the listed spend-categories with your IndusInd Bank Gold Credit Card, you earn savings points* that you can later against dues on your IndusInd Bank Gold Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Grocery shopping 4 savings points
Cellphone bills 2.5 savings points
Electricity bills 2.5 savings points
Insurance premium 1.5 savings points
Medical Spends 1.5 savings points
All Other Spends 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Home Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Grocery 4 savings points Rs. 36,000 1,440
Cellphone bills 2.5 savings points Rs. 18,000 450
Electricity bills 2.5 savings points Rs. 12,000 300
Insurance premium 1.5 savings points Rs. 10,000 150
Medical Spends 1.5 savings points Rs. 5,000 75
All other spends 0.5 savings points Rs. 18,000 90
Your total savings points# 2,505

* Conditions apply. Refer to the Terms and Conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Travel Plan

The Gold Travel Plan is the ideal plan for your frequent travelling needs. Get the best deals and enjoy host of benefits each time you travel for business or pleasure. Each time you spend using your IndusInd Bank Gold Credit Card from the select category, you earn savings points that you can later redeem against dues on your IndusInd Bank Gold Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Hotel expenses 4 savings points
Airline Tickets 2.5 savings points
Car rental expenses 1.5 savings points
Rail tickets 1.5 savings points
All Other Spent 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Travel Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Hotel expenses 4 savings points Rs. 35,000 1,400
Airline Tickets 2.5 savings points Rs. 45,000 1,125
Car rental expenses 1.5 savings points Rs. 8,000 120
Railway tickets 1.5 savings points Rs. 4,000 60
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 2,780

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Party Plan

With our Gold Party Plan you can indulge in all the partying and socialising that your lifestyle demands. It gives the best deals for all the foodies and party animals. Each time you spend on the listed spend categories with your IndusInd Bank Gold Credit Card, you earn savings points that you can later redeem against dues on your IndusInd Bank Gold Credit Card or airline miles.

Spend Categories Savings points on Rs. 100 spent
Restaurant bills 4 savings points
Shopping in departmental stores 2 savings points
Payments in Bars & Pubs 2 savings points
Movie Tickets 1.5 savings points
All Other Spent 0.5 savings points

* 1 saving point = Rs 0.5 or 0.5 Partner Mile

Gold Party Plan Value Chart
Spend Category Savings points earned on every Rs. 100 spent** Estimated annual expenses** Annual savings points#
Restaurant bills 4 savings points Rs. 36,000 1,440
Shopping in departmental stores 2 savings points Rs. 40,000 800
Payments in Bars & Pubs 2 savings points Rs. 20,000 400
Movie Tickets 1.5 savings points Rs. 5,000 75
All other spends 0.5 savings points Rs. 15,000 75
Your total savings points# 2,790

** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.

Redemption of Rewards

Redemption of Rewards

We understand your need for choice and have tailored our redemption options to provide you with the following:

IndusMoments Click here for terms & conditions
Airline Miles on partner airlines Click here for terms & conditions
Cash Credit Click here for terms & conditions

Visit Indusind.com to Know More

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