Overview
Now no need to do a NEFT to transfer money to an account!! Use the IMPS Mobile to Account facility to transfer funds from your mobile to any account using the IFSC code.
In addition to Mobile to Mobile functionality you can also transfer/receive funds 24*7 and even on holidays using an account number and it's IFSC Code.
Registration
Indus Mobile Registration: You can follow any of the below mentioned options to register yourself for the IndusMobile service.
- Use your IndusInd Bank Debit Card: Download the IndusMobile application (from iTunes, Google Play Store, Blackberry World or Indusind bank website) or visit m.indusind.com and use your debit card details to register via the Sign Up option
- Send "IndusMobile" to 5676757: You will be called back by IndusInd Bank to confirm your details and register you for the IndusMobile service
- Through an IndusInd Bank ATM: Just walk into an IndusInd Bank ATM, choose the IndusMobile Registration option, confirm your mobile number for registration (should be the same as registered with the bank) and confirm your primary account for mobile banking transactions
- By Calling the IndusInd Contact Center: Call our Contact Center at 1860-500-5004/1800-209-0061 or 022-4406 6666 and let our service executive assist you in registering for IndusMobile
- Visit your nearest IndusInd Bank Branch: Walk into your nearest IndusInd Bank branch and ask any one of our service representatives to assist you in the IndusMobile Registration
- Request through IndusNet: Place a request for Mobile Banking registration through your IndusInd Bank NetBanking account on the service request link
After registering you will receive through SMS the web-link to download the IndusMobile Application, Application Password, MPIN and SMS PIN. You will need to modify your MPIN & SMS PIN before using IndusMobile. You can modify your MPIN through the IndusMobile Application. To modify SMS PIN please send the below SMS to +919223173927
CHANGESPIN
Please Remember: To register for IndusMobile please ensure that your mobile number is updated with IndusInd Bank.
To know the banks live on IMPS fund transfer using Account Number & IFSC, click here
Visit Indusind.com to Know MoreSMS Codes
Indus Mobile SMS Short codes
The SMS keywords available through IndusMobile SMS to be sent to +919223173927 are:
Description | Request Tag |
---|---|
Balance Enquiry – To know the balance information available in the Bank Account | BAL SMSPIN |
Ex: BAL 5263 | |
Mini Statement - To know the last few transaction information persist with the Bank Account | MINI SMSPIN |
Ex: MINI 5263 | |
Fund Transfer - Mobile to Mobile (Payment request) | FTMM SMSPIN BENEFICIARY MOBILENO AMOUNT |
Ex: FTMM 5263 9790954696 100 | |
Fund Transfer - Mobile to Mobile (Payment Confirmation) | CONFMM SMSPIN TXNID |
Ex: CONFMM 5263 027332 | |
Fund Transfer - Mobile to Account (Payment request) | FTMA SMSPIN BENEFICIARY ACCNO AMOUNT |
Ex: FTMA 5263 0018Q20944001 300 | |
Fund Transfer - Mobile to Account(Payment Confirmation) | CONFMA SMSPIN TXNID |
Ex: CONFMA 5263 027348 | |
NEFT Beneficiary Registration | NEFTREG SMSPIN IFSCCODE ACCOUNTNO NICKNAME |
Ex: NEFTREG 5263 CBIN0280987 378904020075644 TEST | |
NEFT [Payment Request] | NEFTPAY SMSPINNICK NAME AMOUNT |
Ex: NEFTPAY 5263 TEST 100 | |
NEFT [Payment confirmation] | CONFNEFT SMSPINTXNID |
Ex: CONFNEFT 5263 02623 | |
Register for IMPS | MMID |
Ex: MMID | |
Cancel MMID | MMID CANCEL |
Ex: MMID CANCEL | |
Register IMPS Beneficiary | ADDIMPS SMSPIN BeneficiaryMMID BeneficiaryMob.No BeneficiaryNick Name |
Ex: ADDIMPS 6578 9026123 9941908646 rajes | |
IMPS Payment | RIMPS SMSPIN NickName Amount |
Ex: RIMPS 6578 rajes 100 | |
Quick IMPS | IMPS SMSPIN BeneficiaryMobileNo BeneficiaryMMID Amount |
Ex: IMPS 6578 9941908646 9026123 100 | |
Mobile Recharge | MOBREC SMSPIN MOBILENUMBER AMOUNT |
Ex : MOBREC 5263 9894608010 10 | |
Cheque Status | ENQCHQ SMSPIN CHEQUENUMBER |
Ex: ENQCHQ 5263 898982 | |
Stop Cheque | STCHQ SMSPIN CHEQUENUMBER |
Ex: STCHQ 5263 898982 | |
SMS PIN CHANGE | CHANGESPIN OLDPIN NEWPIN NEWPIN |
Ex: CHANGESPIN 5263 4321 4321 | |
Card Hot List | BLKCARD SMSPIN CardNo |
Ex: BLKCARD 5263 421111898988 | |
Cheque Book Request | CHQBK SMSPIN No.Of Cheque Leaves |
Ex: CHQBK 7628 25 | |
Demand Draft Request | DDREQ SMSPIN AmountDate of Pickup DDMMYYYYPreferred Hour Preferred Minute |
Ex: DDREQ 5263 4000 02052011 15 35 | |
Demand Draft Confirmation | DDREQCF SMSPIN TXNID<>BenName Payable At |
Ex: DDREQCF 5263 028155 Vikram Triplicane | |
Debit Card Request | DBTRQ SMSPIN |
Ex: DBTRQ 5263 | |
Account Statement Request | STMT SMSPIN STARTDATE ENDATE |
Ex: STMT 5263 23122010 25022011 | |
Bank ATM Locator – PINCODE based | ATM SMSPIN PINCODE |
Ex: ATM 5263 000003 | |
Bank ATM Locator – Location based | ATMLOC SMSPIN CITY AREA |
Ex: ATMLOC 5263 DELHI RAMPURI | |
Bank Branch Locator – PINCODE based | BRANPIN SMSPIN PINCODE |
Ex: BRANPIN 5263 000003 | |
Bank Branch Locator – Location based | BRANLOC SMSPIN CITY AREA |
Ex: BRANLOC 5263 DELHI RAMPURI |
FAQs
Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. IMPS would facilitate IndusInd Bank Customer(s) to send money instantaneously to any other person registered for IMPS service in any of participating banks (including IndusInd Bank), using IndusMobile application, IndusMobile SMS and IndusInd ATM. All IMPS registered customers can also act as beneficiaries to receive money from any participating bank (including IndusInd Bank).
A common infrastructure has been set-up amongst participant banks, in association with the national payment Corporation of India, to enable real time funds transfers across banks.
IndusInd Bank allows you to use IMPS through multiple channels as well as for a variety of payment options. These are:
- IndusMobile Application: Use this channel to transfer money to
- Mobile number using MMID
- Account Number using IFSC
- Merchants for purchases done (Online or offline)
- ATM - Transfer money to a mobile number using MMID (Please note you need to be registered for IndusMobile to use this service. This service only available on IndusInd Bank ATMs)
MMID stands for Mobile Money Identifier. MMID is a 7 digit code issued by a participating bank to their Mobile Banking registered customers for availing IMPS service as a beneficiary. A customer will have different MMID's for different accounts and all these can be linked to a single mobile number.
Yes, you need to have a bank account with IndusInd Bank.
If you are a registered mobile banking customer of IndusInd Bank no more registrations are required.
To send money from IndusMobile application, please do the following:
- Login to IndusMobile
- Select Banking Menu
- Select Immediate Payment Service (IMPS)
- Select type of IMPS
- Select Account from which transfer needs to be made
- Enter relevant details ( Using MMID - beneficiary's 10 Digit Mobile Number, 7 Digit MMID and desired transfer amount , using IFSC – account number, IFSC code and desired transfer amount, to merchant – Merchant mobile number, MMID, Desired Amount and payment reference number)
- Get confirmation receipt of transaction along with Transaction Reference Number
To send money through IndusMobile SMS, please send:
QIMPSSMSPIN beneficiary Mobile number Beneficiary MMID Amount to +919223173927 as an SMS.
The beneficiary (IndusInd Bank or other bank customer) should have their mobile number registered with their bank where he intends to receive the money. He should also have a valid 7 digit MMID provided by his bank to receive money using the MMID payment option. For each bank account number the beneficiary would have a different MMID.
The beneficiary details required in case of an IMPS transfer to mobile number are:
- Beneficiary's 10 digit mobile number
- MMID of the beneficiary customer
For an IMPS transfer using IFSC code details needed are:
- Beneficiary account number
- Beneficiary IFSC code
For a IMPS transfer for merchant payment details needed are:
- Merchant mobile number
- MMID of merchant
- Payment Reference number
The existing limits of INR 50,000 per day using IndusMobile apply. In addition if IMPS transfer is being done through IndusMobile SMS or IndusMobile USSD, per day limit will be INR 5,000. This is as per RBI guidelines.
You can receive up to INR 50,000 per transaction using IMPS. You can receive multiple such transactions in a day.
The security features of IndusMobile will apply in this case as well. For anybody to send money using IMPS, he needs to be registered Mobile Banking customer, have either the MPIN to access the IndusMobile application or the SMSPIN to use the IndusMobile SMS function.
The beneficiary details required to send money are mobile number and MMID. Before funds are credited into an account the corresponding mobile number and MMID are verified and only if both match, will there be a credit into the account.
IMPS transactions can be sent and received at any time and any day. There are no timing or holiday restrictions on IMPS remittances.
Yes. In case, IndusInd Bank customer's account is debited and beneficiary account is not credited, then the funds will be re-credited back into the IndusInd Bank customer's account.
For transactions which are successful, funds gets credited into the beneficiary's account immediately.
Yes, you can transfer money from your IndusInd Bank account to a beneficiary who has an account within the IMPS participating banks.
You will get a confirmation receipt on successful completion of the transaction.
You can send and / or receive funds using the registered mobile number only.
The beneficiary can use the funds immediately on receipt of credit in the account.
You can register a complaint by calling our call center.
View our short demo and get familiar with the process here