Personal Banking

A salary account designed for our Indian Army and Personnel with a bouquet of prestigious

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IndusInd Bank introduces Indus Force – A salary account designed for our Indian Army and Personnel with a bouquet of prestigious hand-picked value added services such as:

  • Gold Debit Card
  • Overdraft against Salary.
  • Concessional Rates of Loan

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Features & Benefits

Indus Force offers exclusive banking solutions that cater to all your financial needs. These include:

  • Overdraft against salary, with a maximum of two months salary
  • Instant credit of outstation cheques up to INR 20,000/-
  • Free personalised cheque leaves (up to 50 per month)
  • Free demand drafts up to INR 25,000/- per day
  • Free RTGS/NEFT
  • Free demand drafts drawn on SBI (Nepal Branch) for Gorkha soldiers
  • Free internet banking
  • Free outstation cheque collection
  • Free facility for online payment of utility bills
  • Demat and 3-in-1 account (free for first year)
  • Life-time unique account number with continuation of all facilities
  • Remittances under Nepal Express Remittance Scheme (NERS) and Indo Nepal Remittance Scheme (INRS)
  • Mobile alerts on transactions
  • Auto-sweep facility on savings account with a threshold of INR 15,000/-
  • Toll free Phone Banking numbers available for assistance

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Complimentary Privileges

Our International Gold Debit Card comes with an array of complimentary facilities
  • Free International Gold Debit Card
  • Free add-on card for spouse or joint-account holder
  • Free withdrawals at all ATMs
  • Limit of INR 1 lakh at point-of-sale centres
  • Cash withdrawal of up to INR 50,000/- per day. Unlimited number of transactions
  • Mobile top-ups available at ATMs
  • Visa Credit Card Payment facility available
  • Purchase protection up to INR 50,000/-
Special facilities for Indus Force Account holders that make banking more pleasurable
  • Preferential allotment of lockers
  • Concessional charges on lockers
  • Concessional rates on gold coins
  • Concession of 25 bps on interest rates on loans
  • Waiver of 50% of processing charges on Loan Against Property (LAP)
  • Zero Lost Card Liability: The Indian Army personnel will be protected against the loss of up to INR 1,00,000/- due to fraudulent use of lost / stolen / missing Debit Card, provided that they communicate the loss of their IndusInd Bank International Debit Card to our Phone Banking numbers. Their liability will be nil from then onwards
  • Air Accident Cover: In the unfortunate event of loss of life in an air travel related mishap, free insurance cover, of up to INR 5,00,000/-, is available to all International Gold Debit Card holders
  • Indus Money: A unique cash-back program which rewards you for all types of spending through your savings account viz.: shopping, payments, cash withdrawal at ATMs, ticketing, investments etc. Just sit back and enjoy as your points are automatically credited into your account on a monthly basis
  • Check-on-Cheque Facility: IndusInd Bank presents Check-On-Cheque Service. Now get pictures of your issued cheques with your bank account statement. So next time you issue a cheque, just remember that you will see it again!
  • Our dedicated team of Relationship Managers will guide and assist you through your different financial needs and help keep your investments up to date

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