Personal Banking

Gives the flexibility to manage your funds between your Savings Account and Fixed Deposits

  • Reward points on every card transaction
  • Free monthly e-statement

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Classic savings account

An account that gives the best reach and access to your funds while giving you the flexibility to manage your funds in Savings Account.

Benefit from the convenience of value-added services with your Indus Classic Savings Account and enhance the pleasure of your banking experience.

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Features & Benefits

Classic savings account features & benefits

Debit Card

IndusInd Bank presents a suite of premium to utility Debit Cards, that come loaded with features to make banking effortless for you. Choose from any of the following:

  • International Classic VISA Debit Card.
  • International Gold VISA Debit Card.
  • Platinum VISA Debit Card.

Get maximum access to your funds at over 1.2 lakh ATM and more than 9 Lakh merchant establishments in India. Also, if the Debit Card is international you can also access 1 Million Visa ATMs worldwide and 26 Million Visa merchant outlets

Use your debit card to earn reward points even on daily transactions. Go shopping, pay utility bills, invest through SIPs or even withdraw cash and choose to get rewarded through Indus Rewards.

For more details please click here

Banking at your convenience
  • Access and transact on your account from any of our branches across India completely FREE, be it for deposits, withdrawals or any other transactions
  • 365 days banking at select branches
  • Toll free contact centre access to our service staff
  • w.e.f 1st July, NEFT/RTGS charges are waived off across Branches and other channels.
Internet Banking
  • Free Internet banking service
  • Free bill payment and online railway ticket booking facility
  • Free funds transfer through NEFT and RTGS
Cheque Book
  • Free personalised Payable-At-Par Cheque Book
  • w.e.f 1st Aug, each additional cheque book leaf to be charged at Rs 3.5/leaf
Statements and Nomination
  • Free monthly e-statements
  • Nomination facility available
No need to carry cash anymore
  • Online Bill Payment, Railway Ticket Booking, e-Shopping
  • Mobile Top-ups at ATMs
  • Credit Card Bill Payment (VISA Cards) over ATM and Internet
  • Cash-less shopping with VISA Debit Card
  • Free funds transfer - Use RTGS or NEFT to transfer funds anywhere in India completely FREE

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Classic savings account eligibility

The following can open an Indus Classic account -

  • Resident Individuals (Sole or Joint Account)
  • Minor
  • Hindu Undivided Families
  • Trusts, Associations, Societies and Charitable trusts.
  • Foreign national residing in India for a period greater than 180 days, can open a Savings Account by providing the following
    • Valid Passport
    • Valid Visa
    • Documentary Proof of residency in India

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Balance Requirement

Classic savings account balance required*

Average Monthly Balance (AMB) Requirement

  • A Category Branches – Rs. 10,000/-
  • B Category Branches – Rs. 10,000/-
  • C Category Branches – Rs. 2,500/-
  • Rural/C1 Category Branches - Rs. 1,500/-

For further details, kindly refer Schedule of Charges

*Availability of product and AMB varies with Location

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How to Apply

How to apply for classic savings account

You can open an Indus Classic Savings Account online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the Savings Account form.

The following documents will be needed to open the indus classic account –

  • Duly filled account opening form
  • One passport size colour photograph
  • PAN card or Form 60/61 where PAN card is not available
  • Any one document from each of the following groups:

Identity Proof
Passport or driving license or Voter's ID or Photo Debit/Credit Card

Address Proof
Passport or driving license or Voter's ID or Utility Bill (not older than 3 months)

The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.

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