Personal Banking

Gives you a host of premium & exclusive services with IndusInd Maximum Platinum Debit Card

  • Two free add-on accounts
  • Platinum Debit Card free on add-on accounts

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Indus Maxima High Interest Savings Account

Welcome to the world of premium savings account. Indus Maxima offers you with a host of premium services and exclusive banking solutions that cater to all your financial needs. With the Indus Maxima Savings Account, you also get your very own IndusInd Platinum Debit Card. Revel with the exclusive privileges, discounts and offers to match your lifestyle.

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Features & Benefits

Maxima savings account features & benefits

We welcome you to explore the world of maximum benefits, convenience and rewards with Indus Maxima.

The List of Exclusives
  • Platinum VISA Debit Card
  • Two Free Add-on accounts
  • Host of free services and benefits
  • Bank from anywhere in the world
Platinum Debit Card

Rejoice while you spend with your Platinum VISA Debit Card that enables you to explore more and more shopping options. With exciting offers and exclusive privileges every now and then, you can enjoy a whole new world of privileges and benefits.

Happiness has no limits!
For shopping and purchases (online /at merchant establishments): INR 2,00,000/- per day *
For ATM cash withdrawals: INR 1,00,000/- per day*#

What's more, the limits on your card are flexible; you are the one who gets to decide the limits on your card.

*subject to the balance in your account
# In the case of other Bank ATMs, customer has to do multiple transactions due to the different transaction limits set by different banks.

For more details please click here

Group Account Benefit- 2 Add-on Accounts FREE

Indus Maxima offers you the option to open up to add-on accounts FREE for your family members. You also get grouped account benefit, whereby the average balance can be maintained across the 3 accounts together.

Enjoy all the premium benefits on each of the 3 accounts while the balance can be maintained through any or all of the account/s. What's more the Premium Platinum Card comes FREE on your add-on accounts.

Host of free services and facilities
  • 365 day banking at select branches
  • Free internet and mobile banking service
  • Free doorstep banking at select locations – Cash/cheque pickup and cash/ demand draft delivery
  • Unlimited Payable at Par (PAP) cheque books
  • Unlimited other bank ATM withdrawals in India and 1 international ATM withdrawal free per month
  • Unlimited pay orders and own bank demand drafts free
  • 1 correspondent bank draft up to INR 50,000 free per day
  • Free funds transfer through NEFT or RTGS
  • Free Monthly statements (Physical/ e-statements)
  • Platinum Debit Card Free on Add-on account/s
Anywhere Banking
  • Access your account through any of our branches across India, be it for cash withdrawals/deposits, enquiries or transactions without worrying about extra charges on transactions at non-base branch.
  • Internet banking and mobile banking allow you to transact on your account without ever leaving the comfort of your home. Download statements, transfer funds, place an FD, request for a demand draft, all at the click of a button!
  • Get cash picked up/delivered and/ or cheques picked up from your home by signing up for doorstep banking.

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Maxima savings account eligibility

  • Resident individuals (sole or joint account)
  • Minor
  • Hindu undivided families
  • Trusts, associations, societies and charitable trusts.
  • Foreign national residing in India for a period greater than 180 days, can open a savings account by providing the following
    • Valid Passport
    • Valid Visa
    • Document proof of residency in India

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Balance Requirement

Maxima savings account balance required

Average Quarterly Balance Requirement : INR. 20,000 / INR 40,000*

Note – Indus Maxima account allows you grouping benefits, whereby the average balance required can be maintained across 3 accounts together.

For further details, kindly refer Schedule of Charges

* varies with location

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How to Apply

How to apply for maxima savings account

You can open an Indus Maxima Savings Account online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the savings account form.


  • An account opening form duly filled
  • One passport size Colour Photograph
  • Initial deposit amount of INR 40,000/- or more. For Add-on accounts initial deposit of INR 1,000 or more
  • PAN card or Form 60/61 where PAN card not available
  • Any one document from each of the following groups:

Identity Proof
Passport or driving license or Voter's ID or Photo Debit/Credit Card

Address Proof
Passport or driving license or Voter's ID or utility bill (not older than 3 months)
The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.

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