Personal Banking

A savings account that rewards you ,for doing transactions and being active

  • Choose the account number of your choice
  • Specially crafted Platinum Plus Debit Card

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Privilege active saving account

At IndusInd Bank we understand your various banking needs and our efforts are always to offer products that give you a convenient and rewarding banking experience. Introducing Indus Privilege Active an all new way of banking which rewards you for being active on your payments or balance transfers. Basis your monthly spend or save transactions you get this account with a Zero Balance Facility along with a host of unmatched privileges and benefits.

You can open this account only through online channel. Click here to apply now.

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Features and benefits

Privilege active saving account features & benefits

List of features
  • Choose the account number – My Account My Number
  • Waiver of balance requirement basis monthly transactions
  • Specially crafted Platinum Plus Debit card
  • Host of at par services
  • Anywhere banking
My Account My Number

Choose the Account number of your choice. It could be your mobile number, date of birth of simple something easy to remember.

Waiver of balance requirement basis Monthly transactions

Do any of the transactions listed below and enjoy zero balance facility (for the month of transaction)

Spend transactions

  • One POS and One Net banking transaction of Rs 2500 per month
  • One POS and One mobile banking transactions of Rs 2500 per month
  • On Line/off line Bill Payment of Rs 2500 per month.
  • Pay Loan EMI from the account (minimum Rs 2500 per month)

Save transactions

  • Recurring Deposit of Rs 2500 per month
  • Monthly transfer of funds from other bank account to IndusInd bank through NACH (Rs 10,000 per month)
  • Systematic Investment Plan (SIP) of Rs 2500 p.m
Platinum Plus Debit Card

We understand that you deserve more on your Debit Cards . IndusInd Bank presents "Platinum Plus Debit card ", designed to deliver superior value through exciting features, offers and convenience of cashless payments for shopping, dining, entertainment and much more.  Click here for details

Host of services and facilities
  • Payable at Par (PAP) cheque book
  • Free demand drafts (up to INR.25,000/- per day) at all our branches.
  • Free funds transfer through NEFT or RTGS - Online
  • Free Monthly e-Statements
Anywhere Banking

Access your account through any of our branches across India, be it for cash withdrawals/deposits, enquiries or transactions without worrying about extra charges on transactions at non-base branch. Internet banking and mobile banking allow you to transact on your account without ever leaving the comfort of your home. Download statements, transfer funds, place an FD, request for a demand draft, all at the click of a button! Get cash picked up/delivered and/ or cheques picked up from your home by signing up for doorstep banking.

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Privilege active saving account eligibility

  • Resident individuals (sole or joint account)
  • Initial funding
    • Rs 20,000 (with Platinum Plus Debit Card)

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Balance Requirement

Privilege active saving account balance required*

This is a transaction based account with no requirement of monthly average balance. Any one of the below mentioned transaction should be initiated every month.

Eligible transaction

  • 1 Net Banking or Mobile banking + 1 Point of Sale (POS) transaction per month with the minimum value of Rs. 2,500 or more
  • OR
  • Recurring Deposit linked to Privilege Active savings account of Rs. 2,500 or more per month
  • OR
  • Bill Pay (Online or Offline) / EMI / SIP from the linked Privilege Active savings account of minimum of Rs. 2,500 or more

*Availability of product varies with Location

Non-Transaction Charges*:

  • Rs. 350/- will be charged, if no such transaction done in any month

*Non Transaction charges can be waived off if the average balance maintained in the account for the month is Rs. 10,000 or more.

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How to Apply

How to apply for privilege active saving account

You can open an Indus Privilege Active Account online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the savings account form.


  • An account opening form duly filled
  • One passport size Colour Photograph
  • Initial deposit amount of INR 25,000/- or more. For Add-on accounts initial deposit of INR 2,000 or more
  • PAN card or Form 60/61 where PAN card not available
  • Any one document from each of the following groups:
    • Identity Proof
      Passport or driving license or Voter's ID or Aadhaar Card
    • Address Proof
      Passport or driving license or Voter's ID or Aadhaar Card

The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.

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