Rewards
Maximise your Rewards with flexible reward plans to choose from
Platinum Aura Credit Card
- Enjoy a life of luxury with access to the finest lifestyle privileges.
Overview
Overview
The IndusInd Bank Platinum Aura Credit Card offers you world class lifestyle benefits along with flexible rewards points.
Benefits
Comprehensive insurance benefits, 24X7 Concierge service
Fuel Surcharge waiver
Get waiver* on fuel surcharge on fuel transactions
*From 1st March 2024, the value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.35
Disclaimer: Dear Customer, we have discontinued this product for new sourcing, and same is only displayed as a reference for existing IndusInd Bank Platinum Aura Visa and Mastercard Credit Cardholders. You may choose to apply from our existing range of Credit Card products that match your lifestyle.
Notice
Dear Customer, from 30th November 2021, certain product features on your IndusInd Platinum Aura Credit Card will be revised. To know more, please click here.
Rewards
Benefits
The IndusInd Bank Platinum Aura Credit Card edition is for the select few who expect luxury and enjoyment while travelling, dining, or life in general. Excited? There’s every reason to be! Platinum Aura cardholders are afforded personal attention by the IndusInd Bank team to make every moment in their life memorable.
With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here know the TnC and list of Essential categories available under Vouchagram
BATA
If you’re looking for the best-in-class affordable footwear that does not compromise on style, Bata is the brand for you. Bata Gift Vouchers can be redeemed across all Bata stores in India.
Click here for terms and conditions
Vero Moda
Vero Moda is shopper’s paradise for chic and elegant apparels and accessories. Pick from your favourite tops, dresses, trousers, t-shirts, and handbag options. Use Vero Moda Gift Vouchers so that you shop more and pay less.
Click here for terms and conditions
Please note, welcome gift is only applicable on select fee plan.
Travel Insurance Cover Details
IndusInd Bank has a special tie-up with The Oriental Insurance Company General Insurance to offer its card members a special insurance cover:
| Insurance Cover | Sum Assured (up to) |
|---|---|
| Lost baggage | Rs 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
Enjoy a waiver* of 1% on fuel surcharge at any petrol pump across India.
Value Offering:
| Petrol Surcharge Waiver | Monthly Savings | Annual Savings |
|---|---|---|
| Monthly fuel usage @ INR 2000/- | INR 20/- | INR 240/- |
The information given is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of the cardholder.
Please click here for terms and conditions.
Total Protect
IndusInd Bank offers a unique solution called ‘Total Protect’ to safeguard your card from fraud. It is an insurance cover benefit exclusively for card members. The amount of insurance coverage offered is equivalent to the credit limit on your credit card. The same is available on add-on cards as well.
Total Protect covers you for the following:
Unauthorised transactions in case of loss/ theft: We provide an insurance cover for up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.
Counterfeit fraud: Rarely, it is possible for card or card details to be stolen and used unscrupulously to produce counterfeit cards. Our insurance protects you from such incidents.
Please click here for terms and conditions.
Air accident cover: With the IndusInd Bank Platinum Aura Credit Card, you get a complimentary personal air accident insurance cover of up to Rs 25 lakh.
Please click here for terms and conditions.
Platinum Aura Plans
The Platinum Aura Shop Plan helps you save by managing your spends. You earn savings points* with every purchase from the categories listed below. The collected points can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Categories | Savings points on Rs 100 spent |
|---|---|
| Shopping in departmental stores | 4 savings points |
| Purchase of consumer durables or electronic items | 2 savings points |
| Restaurant bills | 1.5 savings points |
| Books | 1.5 savings points |
| All other spends on your card | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Shop Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs. 100 spent** | Estimated annual expenses** | Annual savings points# |
| Shopping in departmental stores | 4 savings points | Rs. 40,000 | 1,600 |
| Purchase of consumer durables or electronic items | 2 savings points | Rs. 35,000 | 700 |
| Restaurant bills | 1.5 savings points | Rs. 24,000 | 360 |
| Books | 1.5 savings points | Rs. 4,000 | 60 |
| All other spends | 0.5 savings points | Rs. 15,000 | 75 |
| Your total savings points# | 2,795 | ||
* Conditions apply. Refer to the Terms and Conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
The Platinum Aura Home Plan gives you the flexibility to save while you shop for your home. Each time you spend on the listed categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points* that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Grocery shopping | 4 savings points |
| Cellphone bills | 1.4 savings points |
| Electricity bills | 1.4 savings points |
| Insurance premium | 1.4 savings points |
| Medical spends | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Home Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs 100 spent** | Estimated annual expenses** | Annual savings points# |
| Grocery | 4 savings points | Rs 36,000 | 1440 |
| Cellphone bills | 2.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 18,000 | 252 |
| Electricity bills | 2.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 12,000 | 168 |
| Insurance premium | 1.5 savings points (1.4 savings points w.e.f 1st August 2019) | Rs 10,000 | 140 |
| Medical spends | 1.5 savings points | Rs 5,000 | 75 |
| All other spends | 0.5 savings points | Rs 18,000 | 90 |
| Your total savings points# | 2165 | ||
* Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses
The Platinum Aura Travel Plan is especially designed for frequent fliers. Every spend on your IndusInd Bank Platinum Aura Credit Card in the selected categories will earn you savings points, which can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Hotel expenses | 4 savings points |
| Airline tickets | 2.5 savings points |
| Car rental expenses | 1.5 savings points |
| Rail tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Travel Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every Rs 100 spent** | Estimated annual expenses** | Annual savings points# |
| Hotel expenses | 4 savings points | Rs 35,000 | 1400 |
| Airline tickets | 2.5 savings points | Rs 45,000 | 1125 |
| Car rental expenses | 1.5 savings points | Rs 8000 | 120 |
| Railway tickets | 1.5 savings points | Rs 4000 | 60 |
| All other spends | 0.5 savings points | Rs 15,000 | 75 |
| Your total savings points# | 2,780 | ||
** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
Our Platinum Aura Party Plan helps you enjoy life to the fullest. Each time you spend in the mentioned categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.
| Spend Category | Savings points on Rs 100 spent |
|---|---|
| Restaurant bills | 4 savings points |
| Shopping in departmental stores | 2 savings points |
| Payments in bars and pubs | 2 savings points |
| Movie tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
* 1 savings point = Re 0.50 or 0.5 airline mile
# Effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.
| Platinum Aura Party Plan Value Chart | |||
|---|---|---|---|
| Spend Category | Savings points earned on every ₹ 100 spent** | Estimated annual expenses** | Annual savings points# |
| Restaurant bills | 4 savings points | Rs 36,000 | 1440 |
| Shopping in departmental stores | 2 savings points | Rs 40,000 | 800 |
| Payments in bars and pubs | 2 savings points | Rs 20,000 | 400 |
| Movie tickets | 1.5 savings points | Rs 5,000 | 75 |
| All other spends | 0.5 savings points | Rs 15,000 | 75 |
| Your total saving points# | 2790 |
** Conditions apply. Refer to the terms and conditions section.
# The above illustrations are based on hypothetical estimates of periodic expenses.
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