Personal Banking

Comes with a comprehensive range of travel, lifestyle and golf privileges tailor-made for your refined tastes

Please call 1860 267 7777 to apply for this Credit Card


Pinnacle Credit Card features

Please call 1860 267 7777 to get your Pinnacle Credit Card today and enjoy a host of exciting benefits.

Product overview

You didn’t get to where you are by settling for second-best. Others desired it; you deserved it. And why shouldn’t you? You demand perfection all around because you have earned it.

Presenting the IndusInd Bank Pinnacle Credit Card – a card meant for those for whom excellence is not an option but a habit.

Enjoy a luxurious range of unique travel, lifestyle, and golf privileges and say goodbye to the feeling that you’re not getting what you paid for.

Click here to get tips on how to secure your appointment with luxury.

Pinnacle Welcome

Welcome to the Pinnacle Life. A life that celebrates numerous privileges you’ve earned. A life that’s the envy of your peers. A life that’s a sign you’ve arrived.
The IndusInd Pinnacle Credit Card offers multiple rewards for embracing the Pinnacle Life. The best part? We offer a select collection of luxurious welcome gifts for you to choose from. Go ahead, indulge!

Oberoi Hotels

Experience bespoke luxury and fascinating holidays as you choose from a bouquet of luxurious Oberoi Hotels.

Our Oberoi gift voucher offers you a memorable stay with your family or friends. To book your holiday, please contact Oberoi Central Reservations (Toll free: 1 800 11 2030; Telephone: +91 11 2389 0606; Email:; Fax: +91 11 2389 0500).

Please note: These welcome gifts are available at select fee points only. Contact our phone banking assistance for any further details.

Click here for terms & conditions


Experience Montblanc- a brand with the commitment to excellence and fine craftsmanship since 1906. Choose from an exquisite collection of watches, writing instruments, jewellery, leather goods and eyewear.

Mont Blanc stores now are located in 6 cities and we have 12 stores across the country.

Click here for terms and conditions

Luxe Gift Card:

Indulge in a world of extravagance with the Luxe Gift Card – One Card, Several Indulgences. Get access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.

Please Click here for terms and conditions.

The Postcard Hotel:

A Collection Of Intimate Luxury Hotels Hidden In Holiday Destinations Across India. Combine luxury with simplicity and retreat to a life you've always wanted.

For reservations, please contact: Phone: +91 7999555222 or Email:

*Click here for terms and conditions.



If you’re looking for the best-in-class affordable footwear that does not compromise on style, Bata is the brand for you. Bata Gift Vouchers can be redeemed across all Bata stores in India.

Click here for terms and conditions

Vero Moda
Vero Moda is shopper’s paradise for chic and elegant apparels and accessories. Pick from your favourite tops, dresses, trousers, t-shirts, and handbag options. Use Vero Moda Gift Vouchers so that you shop more and pay less.

Click here for terms and conditions

ALDO brings intricate Canadian craftsmanship to high quality fashion footwear and accessories. With classy designs and attention to quality, you are assured of a seamless shopping experience when you visit the 150+ ALDO stores across the country.

Click here for terms and conditions
Click here for a list of outlets

William Penn
The company is well known for its premium quality pens and stationery products. William Penn has an ever-evolving portfolio of sophisticated pens and accessories that make great corporate presents. The brand offers its own labels such as Lapis Bard and Pennline for high-quality pens and accessories. William Penn also retails products from brands such as Sheaffer, Hugo Boss, Zippo, and Moleskine.

Click here for terms and conditions
Click here for a list of outlets

Shop for intelligently designed and skill fully crafted watches at Titan. Browse through a rich collection of exclusive Titan watches. Style your wrists elegantly at affordable prices using Titan gift vouchers.

Click here for terms and conditions
Click here for a list of outlets

Pantaloons Fashion & Retail Limited offers its latest collections from Ajile, Chalk, Akkriti, Trishaa, Rangmanch, candies, Honey, Annabelle, Richard Parker, SF Jeans, Bare Denim, Bare Leisure, JM Sports, and more through its chain of 130 stores across 40 cities. Indulge in some high-fashion shopping for the entire family and avail of umpteen offers.

Click here for terms and conditions
Click here for a list of Pantaloons outlets

Hidesign’s premium collection offers a selection of handcrafted leather bags, sunglasses, wallets, shoes, accessories, and other lifestyle products. Experience a wide range of carefully handcrafted, all-natural, eco-friendly luxury leather goods and fashion accessories.

Click here for terms and conditions
Click here for a list of Hidesign outlets

Tough, rugged, and dependable, these are the three pillars of Woodland’s extensive line of footwear, performance apparel, and outdoor gear. Choose from a collection of sporty adventure gear that’s preferred by adventure lovers and hiking enthusiasts.

Click here for terms and conditions
Click herefor a list of Woodland outlets

United Colors of Benetton
United Colors of Benetton has been a strong player in the cutting edge of modern fashion in India. You can explore a range of fashionable apparel in its 106-plus stores across 45 cities. This includes some megastores of more than 4500 square feet displaying apparel for men, women and kids.

Click here for terms and conditions.
Click here for a list of Benetton outlets

For any acceptance issues please contact the Shop Manager for support. Write to or call 0 851000 4444 for immediate help in case you face a non-resolve.

Travel and create memories with The easy to use online portal allows you to research accommodation in and around your preferred holiday destinations. You can compare prices, select services, and book accommodation as per your convenience. Either personal or business travel, can be accessed through a mobile app too for convenience.

Click here for terms and conditions

Charles & Keith is a Singaporean fast fashion brand specializing in women's footwear and accessories. It offers high-end fashion with trendy designs without compromising on quality. 
Charles & Keith Gift Vouchers are redeemable at 150+ outlets across India. Gift Vouchers / Gift Cards can be used buy variety of Charles & Keith Shoes, Accessories & more at outlet. The great thing about this Gift Vouchers / Cards is that it can clubbed with any ongoing offers & discounts & even in end of the season sale. Go cashless & use Gift Vouchers for hassle free shopping.  Dress up and down with Charles and Keith.

Click here for terms and conditions.
Click here here for list of outlets.

Louis Philippe
For thirty years now, Louis Philippe has been delivering finessed formal apparel for the discerning gentleman. Louis Philippe offers both formal and casual clothing and accessories that balance contemporary style with the classic fit. Visit any one of the 1000+ stores along with Louis Philippe vouchers and you will get the same unmatched precision and comfort from their products, every time. 
So carry your Louis Philippe gift cards and walk out of the stores with products that complement your attitude.

Click here for terms and conditions. Click here here for list of outlets.

Hush Puppies is the go-to footwear, accessory and apparel brand that delivers the right mix of timeless style, dependable comfort and quality. Since 1958, the brand has defined authentic casual style for generations of consumers around the world.

Click here for terms and conditions.
Click here here for list of outlets.

Urban Ladder
Furnish your home with Urban Ladder’s high quality and best in class furniture. Urban Ladder offers you the option to choose from 500+ design options so that your furniture speaks to your house. Beautify the interiors of your home with Urban Ladder gift vouchers and Urban Ladder gift card and choose from a wide range of decor, interior, dining, utility, storage and other furnishing options. Pick products from any segment using Urban Ladder e gift vouchers and e gift cards and get great deals on already running discounts.

Click here for terms and conditions.

Please note, above mentioned brands are available at specific fee options only.


Your welcome gift is subject to the conditions mentioned below:

  • Welcome Gift is subject to the customer complying with the conditions mentioned below.
  • The cardholder shall be eligible for the Welcome Gift on payment of the Joining fees or settlement of payment against joining fees.
  • The card holder will be sent an SMS from IndusInd Bank once he is eligible for a welcome gift within 10 working days of fee payment.
  • The card holder will then need to request for dispatch of the welcome gift within 30 days of receiving the SMS by contacting the Bank’s helpline number at 1860 0267 7777 or write to Please note, welcome gift dispatch request received after the stipulated time period of 30 days will not be considered.
  • On receipt of request from the cardholder, SMS will be sent to his registered mobile number within 15 working days on the process to redeem the E-Gift Voucher.
Pinnacle Rewards

Our simplified Rewards program enables you to earn rewards faster and gives you two easy options to redeem them.

Earning points

Every time you use your IndusInd Bank Pinnacle Credit Card for business or pleasure, your reward points will grow.
2.5 Reward Points for every Rs.100 spent online (E-commerce transactions)
E-com travel and airline transactions will earn 1.5 reward points for every ₹100 spent, and E-com utility transactions will earn 1 reward point for every ₹100 spent.

1 Reward Point for every Rs.100 spent at the Point of Sale (POS) terminals

  • MoTo transactions, IVR transactions and Standing Instructions will be classified as Point of Sale Transactions

Redeeming points
You have earned the privilege to choose your luxuries. We have tailored our redemption options as per your discerning needs. Please see below:

IndusMoments Click here for the terms and conditions
Airline miles on InterMiles Click here for the terms and conditions
Airline miles on Vistara Click here for the terms and conditions
Cash Credit Click here for the terms and conditions

Click here for generic terms and conditions and to get a step-by-step guide to redeem your reward points against any of the above redemption options.

  • The maximum number of reward points that can be redeemed in one statement cycle is 25,000 reward points for IndusInd Bank Pinnacle Credit Card for Cash Credit option.

Please note: From 1st April 2018, fuel transactions will not accumulate reward points on your card.

Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.

Pinnacle Golf

Pursue your passion for the sport at some of the most majestic golf clubs across the country, courtesy IndusInd Bank.*

As a privileged cardholder, you can enjoy complimentary golf games and lessons** especially hosted for you at leading golf clubs .If you would like to know more about the golf courses and book your complimentary round, our IndusInd Bank Concierge will be happy to help you.

*Golf Privileges are brought to you by IndusInd Bank in association with Apexlynx.
**The offer is subject to applicable terms and conditions.

Please click here for details and terms and conditions.

For the list of Clubs for Complimentary Green Fees and Golf lessons, please Click here.

Pinnacle Life

Enter the world of cinema and watch your favourite blockbusters with your loved ones.

As an IndusInd Bank Pinnacle Credit Card holder, you can enjoy movies with our ticketing partner BookMyShow and get two tickets for the price of one!

Here’s what you stand to gain:

  • Buy one movie ticket and get the second one absolutely free*
  • Every cardholder can avail of up to three free movie discounts in a month
  • Offer is valid on all theatres registered with BookMyShow across all major cities
  • Please log on to to book your tickets today

*The price of the free ticket is capped at ₹200. If the price is higher, cardholders will get a ₹200 discount, and the remaining amount must be paid using your IndusInd Bank Pinnacle Credit Card.

Click here for the terms and conditions.

Pinnacle Travel

We understand that travel is an integral part of your work life. After all, success takes one places! However, planning travel and being on the move can often be exhausting. IndusInd Bank brings you opportunities to relax so that your travel is more enjoyable and pleasant.

Along with various travel offers, we also give you access to 700+ lounges across the globe – just flash your complimentary Priority Pass.

Please note: Effective 1st April 2018, you are eligible for TWO complimentary visits in each calendar quarter to any of the participating international lounges outside India.

Click here for the terms and conditions.

Value offering

Annual membership Priority Pass cost Annual Benefit
Priority Pass Membership USD99 X 2 USD 198 (₹9,900 per annum approximately)

Travel Plus program

Our Travel Plus assist program is designed to enrich your travel experiences and add another level of comfort and luxury to your journeys.
Along with the access to 700+ VIP airport lounges around the world as part of the Priority Pass Program, you also enjoy special waivers on lounge usage charges outside India with Travel Plus.

Value Offering

Program Travel Insurance Lounge usage Enrolment fees Annual Saving
Travel Plus Yes Maximum of 8 lounge usage/year of value $27 ₹5000 per annum w.e.f. 15th Oct 2013 ₹12,960 approximately

Travel insurance cover
IndusInd Bank, in association with ICICI Lombard General Insurance Company Limited, provides cardholders with the following insurance cover as part of the program:

Insurance cover Sum assured (up to)
Lost baggage ₹100,000
Delayed baggage ₹25,000
Loss of passport ₹50,000
Lost ticket ₹25,000
Missed connection ₹25,000

Click here for the terms and conditions.

Pinnacle Assistance

Direct Connect
Privileged customers like you shouldn’t have to wait. Our exclusive Direct Connect service is designed to help you get instant assistance. Just call us on 1860 267 7777 from your registered mobile number, and we will promptly recognise you and connect you to a phone banking expert.

Priority Care
You can email us all your queries and concerns at

Pinnacle Concierge

With a lifestyle as busy as yours, we understand how important it is to get things done on time. Keeping this in mind, we have created a special 24-hour concierge service that offers various premium benefits. This complimentary service is led by a team of efficient managers around the world, who work to get you whatever it is you need. So just make a call, sit back, and relax. Our team has got you covered!

Our concierge offers you the following services:

Pre-trip assistance
Don’t have the time for extensive research before you leave? No more pre-trip worries. Get all the information you need to know about your travel destination, weather conditions, important landmarks, modes of transport etc.

Hotel reservations
Trust our concierge to handle all your reservations in the finest hotels across the world to ensure you have a pleasurable and comfortable stay.

Flight bookings
From finding the best deals to booking a convenient time slot, our concierge will make all the necessary flight arrangements to help you get to your desired destination.

Sports and entertainment booking
Whether it’s your favourite team’s football match in Europe or strawberries-and-cream at Wimbledon, our concierge can arrange tickets for any sports event worldwide.

Exclusive booking
If you’d like to know about special events such as workshops, or talks by eminent personalities, our concierge will provide you with all the information you need and make reservations on your behalf (whenever possible).

Flowers and gifts
Having trouble expressing your feelings? Say it with some flowers or extraordinary gifts! Whether you’d like to send flowers to a special someone, surprise your friend with a birthday cake, or gift Swiss watches or French wine to your business partners, our concierge will deliver it on time, every time!

We would be delighted to help you with these services. Please call our Concierge Desk at 1860 267 7777 and give us the opportunity to make you smile!

Auto Assist

Journeys are definitely more beautiful than the destination. And we don’t want you to miss out on the joys of a happy and pleasant journey. When you’re on the road with your family or friends, there are many things that can go wrong and interrupt your journey.

But not when you have Auto Assist from IndusInd Bank. Whether it’s a flat tyre, an unexpected vehicle breakdown, or any other emergency, Auto Assist is at hand.

With your IndusInd Bank Pinnacle Card, you can now call for help 24x7, all 365 days.

Roadside repair service
In case your vehicle breaks down on the road due to any mechanical or electrical problems, Auto Assist can arrange for a mechanic to repair your vehicle at the breakdown location.

Emergency fuel supply
In case your vehicle gets stranded due to lack of fuel, Auto Assist will deliver five litres of fuel to your location to help you get to the next fuel station with ease.

Flat tyre services
Have a flat tire in the middle of the road? Call our Auto Assist and get a mechanic to fix it at the earliest!

Lost keys
Can’t find your keys? Left them in your car? Auto Assist will arrange for a locksmith to either make a new key or open your car immediately.

Battery service
Facing battery issues? Call Auto Assist to offer battery repair services at your vehicle’s breakdown location.

Emergency towing assistance
In case of a breakdown, if your car needs to be towed, our Auto Assist will arrange for a towing service to take your car to the appropriate repair shop.

Accident management and medical assistance
In the unfortunate event of an accident or any emergency, Auto Assist will help you by coordinating necessary help – including emergency message transmission, arranging for emergency medical assistance, and towing of vehicles.

Auto Assist services are available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata.
When you lead the Pinnacle Life, you can be safe and worry-free, wherever you go.

For further details, please call our Concierge Desk at 1860 267 7777

*Click here to know the terms and conditions of the applicable insurance policy.

Pinnacle Freedom

Celebrate freedom from surcharge at fuel stations. Enjoy a waiver* of 1% on fuel surcharge at any fuel station in India.

Value offering

Petrol surcharge waiver Monthly savings Annual savings
Monthly fuel usage @ ₹8000 ₹80 ₹960

The information given in the value offering is based on certain assumptions and is for illustration purpose only. Actual savings will vary as per your usage.

*Click here for terms and conditions

Pinnacle Assurance

Total Protect

With the rising popularity of online transactions and digital payments, fraudulent use of credit cards has become a major concern for cardholders. With IndusInd Bank you don’t need to worry. ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on your credit card and is available on add-on cards as well. Carry your cards with complete peace of mind and use them securely with our Total Protect program.

Total Protect covers you for the following:

Unauthorised transactions in case of loss/theft of card

We provide an insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.

Counterfeit fraud
It is possible for your card or card details to be stolen and used unscrupulously to produce a counterfeit card. We offer you insurance to protect yourself against such incidents.
Conditions apply.

*Click here for the terms and conditions of the applicable insurance policy.

Air accident cover
The IndusInd Bank Pinnacle Credit Card gives you a complimentary personal air accident insurance cover of up to ₹25 lakh.

With IndusInd Bank around to lend you a helping hand, you have very little to worry about. Celebrate the Pinnacle Life with complete peace of mind.

*Click here for terms and conditions.

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MasterCard Offers

Master pinnacle credit card offers

Pinnacle MasterCard Lounge Access

Here’s inviting you to embark upon a luxury travel experience like never before. With your IndusInd Bank Pinnacle MasterCard Credit Card, you get access to domestic and international airport lounges in India that welcome you into a world of exclusivity. Choose from an assortment of gourmet meals, relax and sink into comfortable seating and enjoy free Wi-Fi, widescreen televisions and bar services. What’s more, you get complimentary lounge visits per quarter on your IndusInd Bank Pinnacle MasterCard Credit Card.

Please note: From 1st April 2018 onwards, you can avail 1 complimentary visit every 3 months in any of the participating domestic lounges on your IndusInd Bank Pinnacle Credit Card.

Click here for terms and conditions

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Value Table

Pinnacle credit card rates value

Annual Estimation
Pinnacle Privileges Savings on Market Value
Priority Pass Membership you can share with your partner $99 x 2Rs. 13,266
4 Golf sessions on us in a month at any of the select prestigious clubs (assuming Rs. 2,250 green fees per 18-hole round) Rs. 108,000
Golf lessons and Hole-in One insurance Rs. 23,000
Catch the latest flicks with complimentary tickets thrice a month Rs. 7,200
Save on fuel surcharge## Rs. 2,400
Reward points to be earned on an average spend of Rs. 30,000 per month (450 points per month) Rs. 5,400
Total Savings Rs. 159,266
*The above illustration is based on hypothetical estimate of expenses.

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