Savings Worth Rs. 31,200
Overview
Welcome to the world of Indus Exclusive - A premier banking program by IndusInd Bank, designed for you. Tailor-made to ensure that you get only top-of-the-line benefits and offers, along with a dedicated Relationship Manager, Indus Exclusive is here to take your banking experience to a whole new level.
Cashback, free movie tickets, fee waivers & more.
Priority Banking
Dedicated Relationship manager at your service for all your financial needs
Discounted Locker & Demat
Low charges for Locker & Demat Account
Airport Lounge access & other privileges
Complimentary airport lounge access, dedicated helpline & free accounts for upto 6 family members
Features of Indus Exclusive Business Account
Dynamic Cash Deposit Limit
10 times of the previous month's AMB or 50 lacs, which ever is higher
DD and Pay Order Issuance
Unlimited Free DDs/POs at IndusInd Bank locations and 60 lacs per month at correspondent bank locations
Waiver on Outward Cheque return charges
Nil charges upto 15 cheques returns per month
Auto Sweep Deposit
Automatic transfer of excess balance from Current account into sweep FD.
Grouping of accounts
Pass on the banking benefits to your other Businesses and family members at no incremental balance requirement
Doorstep Banking
Enjoy Free Cheque pickup & Cash pickup/delivery services right from your doorstep.
Most Preferential Trade Charges
For all your international business needs
Recommended Debit Card for Indus Exclusive Account
Free for Life
Exclusive Debit Card
Rs 6,000 worth Annual Movie Tickets
0% Cross Currency Mark-up
Complimentary Lounge Access
Free Issuance/Annual Fee
Daily Limits: Rs 2,00,000/- ATM ; Rs 4,00,000/- POS (Point-of-Sale)
Click here to know more.
Indus Exclusive Business Account Fee & Charges
Schedule of Charges for Indus Exclusive Business Account
| Average Quarterly Balance Requirement (Single/ Group Balance) | Rs. 5,00,000 |
| Charges for Non-maintainance of AQB (Quarterly) | 10% of the shortfall in required single/group AQB as per program, Subject to max of Rs. 900 |
| Cheque Book Issuances (Payable At Par: 50 Leaves Book) | Free |
| Local Cheque Deposit | Free |
| Cheques deposited at any location of IndusInd Bank for clearing in the same location | Free |
| Outstation Cheque deposit on IndusInd Bank Location | Free |
| Outstation Cheque deposit on Non-IndusInd Bank Location | Free |
| Local Cheque Deposit | Free |
| Payments through payable at par cheque | Free |
| DD/ PO (At IndusInd Bank Locations) | |
| Free Limit | Unlimited Free |
| DD/ PO (Correspondent Bank Location) | |
| Free Limit | Rs. 60 lacs per month |
| Charges on Additional usage | Rs. 2/1,000 Minimum Rs. 100 Maximum Rs. 15,000 |
| DD/ PO (Non-Correspondent Bank) | Rs. 3/1,000 Minimum Rs. 100 Maximum Rs. 15,000 |
| NEFT (NATIONAL ELECTRONIC FUNDS TRANSFER) | Free |
| RTGS (REAL TIME GROSS SETTLEMENT) | Free |
| Cash Deposit at Home Location + Non-home Location | |
| Free Limit per month | 10 times of the previous month's AMB or Rs. 50 lacs, which ever is higher |
| Additional Charges on Incremental Deposits | Rs. 4/1,000 (Minimum Rs. 50 per transaction) |
| Cash Withdrawal | |
| Cash Withdrawal (Home Location) | Free |
| Cash Withdrawal (Non-home Location) | Free |
| Cash Withdrawal (ATMs) IndusInd Bank Network | Free |
| Cash Withdrawal Other ATMs | Free 50 transactions per month subject to Average Monthly Balance maintenance of Rs. 10,000 in previous month. In case the Average Monthly Balance in previous month is less than Rs. 10,000, then 5 transactions are Free. Cash Withdrawal transactions above the specified limits will be charged at Rs. 21 per transaction. |
| Cash Withdrawal Outside India ATMs | Free |
| Cash Withdrawal Limit by Debit Card | Refer Standard Schedule of Charges for Debit Card |
| Stop Payment (Cheque) | Single Cheque - Rs. 100, Series Cheque - Rs. 150, Nil Charges if requested through IndusNet/ IndusMobile/ IVR |
| Cheque Return (Inward) For Financial Reasons | Up to 2 instruments per month - Rs. 350 per instrument. rd th On 3 & 4 instrument - Rs. 500 per instrument. th 5 instrument onwards - Rs. 750 per instrument. |
| Cheque Return (Outward) IndusInd Bank Location | NIL charges up to 15 cheques per month, there after Rs. 50 per cheque |
| Cheque Return (Outward) Other Locations | Rs. 100 per cheque + Out of pocket Expenses |
| Internal Transfer Return Charges | NIL |
| NACH / ECS Return | Rs. 200 |
| Debit Card# | Refer Standard Schedule of Charges for Debit Card |
| Exclusive Debit Card | Free |
| Non-financial Transactions - Other Bank ATMs in India^ | Free |
| Balance Inquiry Outside India | Rs. 20 per transaction |
| POS Limit on Debit Card | Limit as per Debit Card taken, Refer Standard Schedule of Charges for Debit Card |
| Email Statement (Daily) | Free |
| Adhoc Statement printed | Rs. 10 per page |
| Cheque Pickup (On call)+ | Free once in a day |
| Cheque Pickup (Beat) per month+ | Free |
| Cash Delivery / Pickup (Per call)+ | |
| Till 2 lacs | Free Once in a day |
| 2 - 5 lacs | Rs. 250 |
| 5 - 10 lacs | Rs. 400 |
| 10 - 20 lacs | Rs. 800 |
| > 20 lacs | Contact Branch for Cash above Rs. 20 lacs |
| Cash Delivery / Pickup (Beat delivery) per month+ | |
| Till 2 lacs | Free Once in a day |
| 2 - 5 lacs | Rs. 5,500 |
| 5 - 10 lacs | Rs. 9,000 |
| 10 - 20 lacs | Rs. 16,000 |
| > 20 lacs | Contact Branch for Cash above Rs. 20 lacs |
| Remittances | |
| Inward Remittances | Free |
| Non Trade Outward Remittances | Rs. 250 per Txn |
| FIRC Issuances | Free |
| Exports | |
| Export Bills for Collection & under LC | Rs. 400 per Bill |
| Advance Export Bills | Rs. 400 per Bill |
| Export LC Advising | Rs. 500 per Txn |
| BRC issuances for all export transactions | Free |
| Imports | |
| Advance Payments for Imports | Rs. 400 per Txn |
| Direct Import Bills | Rs. 400 per Bill |
| Import Bills for Collection | Rs. 400 per Bill |
| Miscellaneous Charges | |
| Swift Charges | Rs. 150 |
| International Courier Charges | Rs. 1,000 |
| Registered Post Charges | Rs. 250 |
| Commission in lieu of exchange | 0.100% |
+Available in select locations only
^W.e.f. 20th December 2023, number of Non-financial ATM transactions i.e. Balance Enquiry, Mini-statement, PIN Change, Mobile Banking Registration, Cheque Book Request, Statement Request and Aadhar Number Seeding, etc. on Non-IndusInd Bank ATM is limited to 5 transactions per day.
#For other variant of Debit Cards and further information, please refer Debit Card Schedule of Charges at www.indusind.com PAP- Payable At Par
GST as applicable on charges