Overview
Indus Green Current Account has been designed especially for agribusinesses. We understand the demands of your business and this account enables one to seamlessly deal with seasonal business needs. Ideally suited for Arthiyas (commission agents), Fertilizer/Seed traders, Mandis and more.
- The benefit of maintaining half-yearly balance (HAB) of Rs.10,000
- Free cash deposit up to Rs.10 lacs in a month at Base Location
Features of Indus Green Account
Average balance
Half Yearly Average Balance Requirement ( Apr-Sep, Oct-Mar)
Cheque leaves
50 PAP cheque leaves, free in a month
Cash deposit
Free cash deposit up to Rs.10 lacs per month at the base location
Cheque deposit
Free local cheque deposit
Cheque deposit
Free outstation cheque deposit in IndusInd locations
Demand Draft
Free DD/PO payable at IndusInd branch locations
Fund Transfer
Free NEFT/RTGS/IMPS
Debit card
Choose from different Debit Card Variants.
Fee & Charges of Account
| Half Yearly Average Balance Requirement ( Apr-Sep, Oct-Mar) | Rs 10,000 |
| Charges for Non-Maintainance of HAB (Half Yearly) | Rs. 1,500 per half year if below Rs. 10,000 (Average of daily closing balances of each day spread over a period of six months) |
| Cheque Leave Issuances (Payable At Par) | 50 cheque leaves free per month |
| Charges on additional usage | Rs. 2 per leaf |
|
| Cash Deposit at Home Location | |
| Free Limit (Home Location) per month | Rs. 10,00,000 per month |
| Additional Charges on incremental deposits | Rs. 3/1000 (Minimum Rs. 50/- per transaction) |
| Free Cash Deposit at Non-Home Location per month | Nil |
| Additional Charges on incremental deposits | Rs. 4/1000 (Minimum Rs. 50/- per transaction) |
| Cash Withdrawal | |
| Cash Withdrawal (Home Location) | Free |
| Cash Withdrawal (Non-Home Location) | Free |
| Cash Withdrawal (ATM's) IndusInd Network | Free |
| Cash Withdrawal Other ATMs | Free 50 transactions per month subject to average monthly balance maintenance of Rs.10,000 in previous month. In case the average monthly balance in previous month is less than Rs.10,000, then 5 transactions are free. Cash withdrawal transactions above the specified limits will be charged at Rs. 21 per transaction. |
| Cash Withdrawal Outside India ATM's | Rs. 125/- |
| Cash Withdrawal Limit by ATM Card | Refer Standard Schedule of Charges for Debit Card |
| Funds Transfer within IndusInd Bank | Free |
| Payments through payable at par cheque | Free |
| DD/PO (At Branch Locations) | |
| Free Limit | Free |
| Charges on Additional usage | Free |
| DD/PO (Correspondent Bank Location) | |
| Free Limit | Rs. 10 lacs per month |
| Charges on Additional usage | Rs. 2/1000 Min Rs. 100 Max Rs. 15000 |
| DD/PO (Non-Correspondent Bank) | Rs. 3/1000, Min Rs. 100 Max Rs. 15000 |
| NEFT/ RTGS/ IMPS | Free |
| Stop Payment (Single Cheque) | Rs. 100, Nil Charges if requested through Indusnet / Indus Mobile / IVR |
| Stop Payment (Series Cheque) | Rs. 150, Nil Charges if requested through Indusnet / Indus Mobile / IVR |
| Cheque Return (Inward) For Financial Reasons | Upto 2 instruments per month- Rs.350 per instrument. On 3rd & 4th instrument - Rs.500 per instrument. 5th Instrument onwards- Rs.750 per instrument |
| Cheque Return (Outward) IndusInd Location | Free upto 10 cheque returns beyond which charge of Rs. 50 per cheque |
| Cheque Return (Outward) Other Locations | Rs 100 per cheque+ Out of pocket Expenses |
| Internal Transfer Return Charges | NIL |
| NACH / ECS Return | Rs. 200 |
| Debit Card# | |
| Arthia Debit Card (Only for Eligible customers) | NIL |
| Gold /Titanium Debit Card | Rs. 249/- (Issuance, Annual Charges, Replacement & Supplementary Card) |
| Platinum Business Chip Debit Card | Rs. 699 -(Issuance, Annual Charges, & Supplementary Card) Rs. 249 - Replacement |
| Non-financial Transactions - Other Bank ATMs in India^ | Free |
| Balance Inquiry Outside India | Rs. 20/- per transaction |
| POS Limit on Debit Card | Limit as per debit Card Taken, Refer Standard Schedule of Charges for Debit Card |
| Email Statement (Daily) | Free |
| Adhoc Statement printed | Rs. 10 per page |
| Cash Delivery / Pickup (Per call) | |
| Till 2 lacs | Rs. 150 |
| 2 - 5 lacs | Rs. 250 |
| 5 - 10 lacs | Rs. 400 |
| 10 - 20 lacs | Rs. 800 |
| > 20 lacs | Contact Branch |
| Cash Delivery / Pickup (Beat delivery) per month | |
| Till 1 lacs | Rs. 2,000 |
| 1 - 2 lacs | Rs. 3,000 |
| 2 - 5 lacs | Rs. 5,500 |
| 5 - 10 lacs | Rs. 9,000 |
| 10 - 20 lacs | Rs. 16,000 |
| > 20 lacs | Contact Branch |
| Cheque Pickup (On call)+ | Rs. 50 per Instance |
| Cheque Pickup (Beat) per month+ | Rs. 500 |
^W.e.f. 20th December 2023, number of Non-financial ATM transactions i.e. Balance Enquiry, Mini-statement, PIN Change, Mobile Banking Registration, Cheque Book Request, Statement Request and Aadhar Number Seeding, etc. on Non-IndusInd Bank ATM is limited to 5 transactions per day.
+Available in Select Locations only
# For other variant of Debit Card and further information, please refer Debit Card schedule of charges at www.indusind.com
PAP- Payable At Par
Taxes as applicable on charges