Personal Banking

Gives you the maximum benefits with minimum requirements.

  • Free ATM card
  • Free monthly e-statement

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Easy savings account overview

Indus Easy Savings Account is a Basic Savings Bank Deposit Account (BSBDA) which offers you the maximum benefits with minimum requirements. Enjoy all your basic banking facilities at 'No minimum balance' and 'complete KYC done'.

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Easy savings account features

Presenting a product loaded with features to make banking more convenient for you, at ZERO minimum balance*.

Simplified Processes
  • Hassle free account opening process
ATM Card
  • Customers under this category have an option to go in for a free ATM card.
  • Easy access to account
    • Access IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, VISA Credit Card bill payment, balance enquiry, mobile top-up and other miscellaneous requests, for FREE.
  • 5 FREE domestic other bank ATM transactions in a month (cash withdrawal, balance enquiry, PIN change OR mini statement)
Banking as per your convenience
  • Direct withdrawal facility – weekly once.
  • 365 days banking at select branches.
  • Toll free contact centre access to our service staff.
  • w.e.f 1st July, NEFT/RTGS charges are waived off across Branches and other channels.
Internet Banking
  • Free internet banking registration.
  • Free funds transfer through NEFT or RTGS.
Statements and Nomination
  • Half yearly statements, monthly statement through email.
  • Free nomination facility.

* As per BSBDA guidelines of RBI

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Easy savings eligibility

The following can open an Indus Easy Account

  • Resident individuals above 18 years of age.

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Balance Requirement

Easy savings account balance requirement

Average monthly balance

  • Zero minimum balance.

Non – Maintenance charges

  • No charges on non-maintenance of minimum average quarterly balance

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How to Apply

How to apply for easy savings account

You can open an Indus Easy Savings Account online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the Savings Account form.

The following documents will be needed to open the Indus Easy Account

  • Latest photograph of the applicant/s.
  • Proof of identity as per list provided from time to time.
  • Proof of address as per list provided from time to time.

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Is Indus Easy Savings Account a Basic Savings Bank Deposit Account (BSBDA) ?

Yes, Indus Easy Savings Account is a Basic Savings Bank Deposit Account (BSBDA), with all basic banking facilities with no Minimum Balance requirements and simple KYC documentation.

For FAQs in English, please Click Here

For FAQs in Hindi, please Click Here.

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Easy savings account reviews

Awesome Savings Account Privileges!

When I visited IndusInd Bank for the first time, I was looking for an account that gave me maximum exposure with no hidden restriction. The bank suggested that I could open a savings account with ‘Nil’ balance requirement and I did. My Indus easy saving account is an asset to me today with the best banking facilities in my hands.

Niranjan Lad, April 5, 2016


A Bank With Modern Banking Services

Opening a savings account at IndusInd Bank is easy. The online application domain is very user-friendly. All I had to do was to select a product that suits me on the IndusInd website and to submit my saving account application to IndusInd Bank online. Documentation was also completed without hassle. Open a savings account at home and enjoy comfortable banking

Srikanth Prabhu, Bhopal, April 4, 2016


Fantastic Bank! Great Service And Superb Staff!

I was recently searching for a reliable bank that offers a savings account with no balance limitations. I found such a product with IndusInd Bank and decided to open a savings account there. The application process was very simple and did not take much time! The bank staff was also very accommodating. My entire experience with IndusInd Bank has been very pleasant!

Farhan Kanojia, Noida, March 31, 2016


A Bank Account That Operates On Your Terms

Finding a saving account that functions as a digital wallet is no more a fantasy. My Indus easy savings account is very much like an online wallet. I can avail all the banking facilities without having to worry about minimum monthly or average monthly balance. Finally, I have an account that I can use on my own terms!

Yogesh Saran, Delhi, March 30, 2016


Saving Accounts That Appeals To The Common Man

If you are looking for top benefits with least amount of restrictions, you must opt for the Indus easy savings account like I did. The bank offers a host of banking privileges and facilities at your finger-tips with no requirement for maintaining a minimum balance. An excellent banking experience for people with limited resources!

Brijesh Sen, Gurgaon, March 28, 2016



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