Personal Banking

A premier banking program designed with an array of privileges and lifestyle offers

  • Lifetime free Platinum Select Debit Card
  • Buy one and get one free movie ticket from Bookmyshow
  • Upto 50% discount on first year fee of Standard Locker*

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Welcome to Indus SELECT, our premium banking program that has been specially crafted to deliver best in class banking experience for all our discerning clients

The program comes with a delightful blend of services and rewards which will deliver hassle free banking along with unmatched privileges.

Please refer individual sections for a quick snapshot of the program.

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Features & Benefits

Premium Privileges for you
  • Dedicated Relationship Manager to guide and assist you through different financial needs on Banking, Investments, Insurance and Loans.
  • Monthly physical and e-statements and Net Banking  to help you track transactions and access your account/s online, including your wealth portfolio.
  • Check-On-Cheque service to help you keep track of Cheques issued on your account by way of cheque images in your physical and e-statements.
  • Get enhanced protection  via a host of complimentary insurance covers
Air accident insurance INR 30,00,000/
Lost card liability in case of misuse INR 3,00,000/-
Purchases made using the card are protected against fire and theft INR 50,000/-
  • Use the emergency card replacement and cash disbursement  benefits while traveling abroad.
Key Features & Benefits
  • Family grouping facility to group all accounts of your family members and enjoy relationship benefits across all the grouped accounts
  • Lifetime FREE Platinum Select Debit Card on all your grouped family accounts, which is packed with unmatched features and tempting offers.
  • Buy one and Get one FREE movie ticket when you book at Book my show using your Select Debit Card
    (3 free tickets every quarter)
  • No transaction charges at ATMs in India (over 90,000) and across the world (over a million).
  • Shop without any charges at over 26 Million Visa merchant outlets worldwide.
  • Select Benefits on other products as well:
    • 50% Discount for the first year, 35% from second year onwards(T&Cs apply)
    • 10% Discount on Loan Processing fees
    • First Year Annual Maintenance charge waiver on Demat Account
  • Get enhanced spend & withdrawal limits on Select Debit Card that can be altered according to your preferences.
  • Enjoy waiver on surcharge of 2.5% on all petrol/fuel purchased.
  • Enjoy the 5X Rewards program that comes along with the Platinum Select  Debit card.
  • One of the lowest Cross Currency Mark Up of 1% for International Merchant purchases and International ATM withdrawal using your Select Signature / World Select Debit Card. (2% on Select Platinum Debit Card)
Select Services to provide a seamless banking experience!
  • Call the following nos. for any queries/ requests. (Call 1860-500-5004/02244066666)
  • Select E-mail ID to write in your requests or queries so that they are processed on priority.(Write to Select{} )
  • 365 days banking service to ensure that you will never be left stranded, not even on national holidays (at select branches).
  • Concierge Service to assist you while travelling abroad. Be it organizing a flight, recommending a restaurant or arranging tickets for your favorite show, amongst other wishes, we are there to take care.
  • Doorstep banking to help you get your Cheques and cash picked up or delivered at your doorstep, without any charges.

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Hard to resist rewards

Lifestyle Privileges Keep yourself and your family entertained, or relaxed and rejuvenate with exciting offers from our lifestyle partners. Just use your Platinum Select Debit Card to avail the below offers*.

Buy 1 and get 1 free movie ticket when you use your Platinum Select Debit card to book movie tickets at – 3 free tickets every quarter.
Enjoy golf in style! Get up to 30% discount on Green Fee at 300 golf clubs worldwide.To know the participating golf clubs, click here

For more exciting VISA offers on your Platinum Select Debit Card, please visit the 'OFFERS Page'.

*Terms and Conditions apply

Earn and relish maximum rewards

Enjoy waiver on the surcharge of 2.5% on all petrol/fuel purchased with your Platinum Select Debit Card. We will absorb the surcharge while you absorb the luxury of your car.

With the Platinum Select Debit Card, you will relish not just shopping or spending but also its rewards. The generous 6X Rewards Program ensures that your rewards multiply with every use of the card for all your shopping and purchases. Reward Points accrue for spends as indicated below:

Spending made from Debit Card Platinum Select Debit Card
Physical Merchat Online/International
Rs. 0-5,000 1 2
Rs. 5,000 - 10,000 2 3
Rs. 10,000 - 20,000 3 4
Rs. 20,000 - 40,000 4 5
Rs. 40,000 above 5 6

Terms & conditions apply.

Freedom to enjoy your rewards your way

Get full value for the Reward Points you have earned through multiple options available for redeeming those points. From auto cash-back to an exciting array of gifts, to JP Miles - you decide your preferred mode of redemption.

Important Points:

  • Reward Points Accumulation shall be considered as the default rewards option for cases where no specific choice has been placed with the bank
  • Each point will be valued at 50 paise for auto cash-back credit
  • For Reward Points redemption towards JP Miles, 2 points will be redeemed for every JP mile. At the time of signing up please indicate your preferred Redemption option and enjoy the rewards

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Not all good things come with a price. Indus Select come just basis your relationship maintained with us as per the grid*. For details, please contact your Relationship Manager or call the Phone Banking Number.

Relationship Criteria Indus Select – Relationship Value Required (in INR)
Savings Account (Single) 50,000 / 1,00,000 *
Savings Accounts (Household Grouped) 1,00,000
Savings + Current Account 3,00,000
Savings + Fixed Deposits 10,00,000
Mutual Fund / DP Valuation (with Savings Account) 3,00,000
Life Insurance Premium (with Savings Account) 50,000
Salary Credit in Account 75,000
Upfront Margin for Trading Account 1,00,000
Home Loan / Loan against property 25,00,000

For details, call the Phone Banking Number: 1860 500 5004

*varies with location

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