Personal Banking

A balanced portfolio of savings and investment solutions for your child

  • Cheque book on your child’s name
  • Personalised Debit Card

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Young saver account

At IndusInd Bank, we understand your varied needs as a parent in providing the best education for your children, saving for their future and ensuring their good health and habits. We feel a strong responsibility in securing your financial future. We therefore offer you a balanced portfolio of savings and investment solutions for your child.

This savings account is a great tool which teaches young kids to manage money wisely and also inculcates the habit of saving.

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Features & Benefits

Young saver account features & benefits

Indus Young Saver Account

Personalised Debit Card

IndusInd Bank offers its unique Gold Debit Card which can be issued on the child’s name (for children above 12years). You can add a personal touch to your child’s Debit Card by customising it with a fun image

Sign the cheque

Get a cheque book on your child’s name, and guide them on handling and saving money wisely

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Young saver account eligibility

The Indus Young Saver Account can be opened in the minor's name, either-

  • As an "Under Guardian" account, where the parent shall be operating the account
  • By the minor himself/herself, if the minor's age is 12 years or more

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Balance Requirement

Young saver account balance required

Average Monthly Balance to be maintained
Monthly balance requirement: 5000**

Balance Non-Maintenance charges
Refer Schedule of Charges

**Note: Your child is entitled to a monthly balance waiver on his/her account as per below:

  • Link a parent privilege account
  • OR
  • Recurring Deposit of 2,500 or more per month

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How to Apply

How to apply for young saver account

You can open an Indus Young Saver Account online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the Savings Account form.

The following documents will be needed to open the Indus Young Saver Account:

  • An account opening form duly filled
  • One passport size colour photograph
  • PAN card or Form 60/61 where PAN card is not available.
  • Birth certificate of the minor.
  • Introduction by the parent/guardian.
  • Any one document from each of the following groups:

Identity Proof
Passport or driving license or Voter's ID or Photo Debit/Credit Card

Address Proof
Passport or driving license or Voter's ID or utility bill (not older than 3 months) The above list is indicative. For a more detailed list, please contact your nearest branch or call our contact center.

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