Personal Banking

A credit card with contactless feature and unique card design that enables you to make fast, convenient and secure everyday purchases. Earn more reward points on your weekend spends and Bonus points on your yearly spends.

Please call 1860 267 7777 to apply for this Credit Card


Experience some of our finest offerings by owning your very own IndusInd Bank Legend Credit Card! Handpicked to suit your needs, these luxury brands are designed to offer you an experience of a lifetime, by serving you with nothing but the best.

Allow us to enchant you with world-class privileges on your travel, dining, and shopping tours.

Please click here to view the safety tips on your credit card.

Legend Welcome

Welcome to the Legend, where we serve nothing but pure excellence for our discerning customers. With the IndusInd Bank Legend Credit Card, you can take pleasure in all the privileges carefully packaged to provide you with a perfect setting for luxury and comfort.

With the Legend, you can expect big rewards. Pick one from a very exclusive collection of welcome gifts below.

Please note: Welcome gifts are available at select fee points only. Please call our phonebanking number for further details.

Oberoi Hotels

Travel in style! You will be spoilt for choice by Oberoi Hotels. Let the Oberoi Chain of Hotels pamper your senses while offering you a simply perfect stay.

For reservations, please contact Oberoi Central Reservations (Toll free: 1 800 11 2030; Telephone: +91 11 2389 0606; Email: ; Fax: +91 11 2389 0500) after receiving your Oberoi Gift Voucher from IndusInd Bank*.

*Click here for terms and conditions.


Experience Montblanc- a brand with the commitment to excellence and fine craftsmanship since 1906. Choose from an exquisite collection of watches, writing instruments, jewellery, leather goods and eyewear.

Mont Blanc stores now are located in 6 cities and we have 12 stores across the country.

Click here for terms and conditions

Luxe Gift Card:

Indulge in a world of extravagance with the Luxe Gift Card – One Card, Several Indulgences. Get access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.

Please Click here for terms and conditions.

The Postcard Hotel:

A Collection Of Intimate Luxury Hotels Hidden In Holiday Destinations Across India. Combine luxury with simplicity and retreat to a life you've always wanted.

For reservations, please contact: Phone: +91 7999555222 or Email:

*Click here for terms and conditions.



If you’re looking for the best-in-class affordable footwear that does not compromise on style, Bata is the brand for you. Bata Gift Vouchers can be redeemed across all Bata stores in India.

Click here for terms and conditions

Vero Moda
Vero Moda is shopper’s paradise for chic and elegant apparels and accessories. Pick from your favourite tops, dresses, trousers, t-shirts, and handbag options. Use Vero Moda Gift Vouchers so that you shop more and pay less.

Click here for terms and conditions

ALDO brings intricate Canadian craftsmanship to high quality fashion footwear and accessories. With classy designs and attention to quality, you are assured of a seamless shopping experience when you visit the 150+ ALDO stores across the country.

Click here for terms and conditions
Click here for a list of outlets

William Penn
The company is well known for its premium quality pens and stationery products. William Penn has an ever-evolving portfolio of sophisticated pens and accessories that make great corporate presents. The brand offers its own labels such as Lapis Bard and Pennline for high-quality pens and accessories. William Penn also retails products from brands such as Sheaffer, Hugo Boss, Zippo, and Moleskine.

Click here for terms and conditions
Click here for a list of outlets

Shop for intelligently designed and skill fully crafted watches at Titan. Browse through a rich collection of exclusive Titan watches. Style your wrists elegantly at affordable prices using Titan gift vouchers.

Click here for terms and conditions
Click here for a list of outlets

Pantaloons Fashion & Retail Limited offers its latest collections from Ajile, Chalk, Akkriti, Trishaa, Rangmanch, candies, Honey, Annabelle, Richard Parker, SF Jeans, Bare Denim, Bare Leisure, JM Sports, and more through its chain of 130 stores across 40 cities. Indulge in some high-fashion shopping for the entire family and avail of umpteen offers.

Click here for terms and conditions
Click here for a list of Pantaloons outlets

Hidesign’s premium collection offers a selection of handcrafted leather bags, sunglasses, wallets, shoes, accessories, and other lifestyle products. Experience a wide range of carefully handcrafted, all-natural, eco-friendly luxury leather goods and fashion accessories.

Click here for terms and conditions
Click here for a list of Hidesign outlets

Tough, rugged, and dependable, these are the three pillars of Woodland’s extensive line of footwear, performance apparel, and outdoor gear. Choose from a collection of sporty adventure gear that’s preferred by adventure lovers and hiking enthusiasts.

Click here for terms and conditions
Click herefor a list of Woodland outlets

United Colors of Benetton
United Colors of Benetton has been a strong player in the cutting edge of modern fashion in India. You can explore a range of fashionable apparel in its 106-plus stores across 45 cities. This includes some megastores of more than 4500 square feet displaying apparel for men, women and kids.

Click here for terms and conditions.
Click here for a list of Benetton outlets

For any acceptance issues please contact the Shop Manager for support. Write to or call 0 851000 4444 for immediate help in case you face a non-resolve.

Travel and create memories with The easy to use online portal allows you to research accommodation in and around your preferred holiday destinations. You can compare prices, select services, and book accommodation as per your convenience. Either personal or business travel, can be accessed through a mobile app too for convenience.

Click here for terms and conditions

Charles & Keith is a Singaporean fast fashion brand specializing in women's footwear and accessories. It offers high-end fashion with trendy designs without compromising on quality. 
Charles & Keith Gift Vouchers are redeemable at 150+ outlets across India. Gift Vouchers / Gift Cards can be used buy variety of Charles & Keith Shoes, Accessories & more at outlet. The great thing about this Gift Vouchers / Cards is that it can clubbed with any ongoing offers & discounts & even in end of the season sale. Go cashless & use Gift Vouchers for hassle free shopping.  Dress up and down with Charles and Keith.

Click here for terms and conditions.
Click here here for list of outlets.

Louis Philippe
For thirty years now, Louis Philippe has been delivering finessed formal apparel for the discerning gentleman. Louis Philippe offers both formal and casual clothing and accessories that balance contemporary style with the classic fit. Visit any one of the 1000+ stores along with Louis Philippe vouchers and you will get the same unmatched precision and comfort from their products, every time. 
So carry your Louis Philippe gift cards and walk out of the stores with products that complement your attitude.

Click here for terms and conditions. Click here here for list of outlets.

Hush Puppies is the go-to footwear, accessory and apparel brand that delivers the right mix of timeless style, dependable comfort and quality. Since 1958, the brand has defined authentic casual style for generations of consumers around the world.

Click here for terms and conditions.
Click here here for list of outlets.

Urban Ladder
Furnish your home with Urban Ladder’s high quality and best in class furniture. Urban Ladder offers you the option to choose from 500+ design options so that your furniture speaks to your house. Beautify the interiors of your home with Urban Ladder gift vouchers and Urban Ladder gift card and choose from a wide range of decor, interior, dining, utility, storage and other furnishing options. Pick products from any segment using Urban Ladder e gift vouchers and e gift cards and get great deals on already running discounts.

Click here for terms and conditions.

Your welcome gift is subject to the conditions mentioned below:

  • Welcome Gift is subject to the customer complying with the conditions mentioned below.
  • The cardholder shall be eligible for the Welcome Gift on payment of the Joining fees or settlement of payment against joining fees.
  • The card holder will be sent an SMS from IndusInd Bank once he is eligible for a welcome gift within 10 working days of fee payment.
  • The card holder will then need to request for dispatch of the welcome gift within 30 days of receiving the SMS by contacting the Bank's helpline number at 1860 0267 7777 or write to Please note, welcome gift dispatch request received after the stipulated time period of 30 days will not be considered.
  • On receipt of request from the cardholder, SMS will be sent to his registered mobile number within 15 working days on the process to redeem the E-Gift Voucher.
Legend Golf

Gain privileged access to some of the most stunning golf courses and golf clubs in India, courtesy IndusInd Bank.

*As an IndusInd Cardholder, enjoy complimentary golf games and lessons** specially hosted for you by leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.

Call the IndusInd Bank Concierge to get the entire list of golf courses and book your complimentary round.

*Golf privileges are brought to you by IndusInd Bank in conjunction with Apexlynx.

**Offer is subject to applicable detailed terms and conditions.

Please click here for terms and conditions.

For a list of clubs for complimentary green fees and golf lessons, please click here.

Legend Life

Sit back and enjoy a lovely movie with someone special. As an IndusInd Bank Legend Credit Card holder, you can book two tickets for the price of one through our partners BookMyShow and Sathyam.


  • Buy one movie ticket and get the second one absolutely free*
  • Avail up to three free tickets in a month
  • Get an additional Rs 50 off on selecting the F&B option
  • Offer valid on all theatres registered with BookMyShow across all major cities
  • Please log on to to book your tickets
  • *Click here for terms and conditions

Sathyam Cinemas

  • Buy one movie ticket and get the other absolutely free*
  • You can avail of up to four free tickets in a month
  • Offer valid in Chennai only
  • Please log on to to book your tickets

*Click here for terms and conditions.

Offer valid till 31st March 2021

Legend Travel

Are you passionate about travel? We hope to entice you with some absolutely delicious offers and discounts!

Benefit from discounted foreign currency mark-up till 30th September 2020!

Enjoy a waiver on foreign currency mark-up on your foreign currency transactions till 30th September 2020 (foreign currency mark-up will be charged at 1.8%).

  • Discounted foreign currency mark-up on your foreign currency transactions will be applicable for transactions done till 30th September 2020
  • The foreign currency mark-up will be charged at 3.5%, and the differential amount will be credited at the end of the next calendar month to the cardholder's card account.

Priority Pass Program

Your vibrant lifestyle is no doubt accentuated by frequent travel. At IndusInd Bank, we make sure you are pampered with unrivalled luxury, making every travel a top-notch experience.
Besides numerous fantastic travel offers, the discerning globetrotter in you can now also enjoy access to 600+ lounges across the world using our complimentary Priority Pass. And that's not all; you can also enjoy complimentary access to gorgeous international lounges in India and abroad.

Value Offering

Annual Membership Priority Pass cost Annual Benefit
Priority Pass Membership USD 99 x 2 USD 198 (Approx. Rs 9900)

Travel Plus Program:

Travel can often be complicated. Stopovers are common, so are flight delays. But with IndusInd Bank by your side, these are no problem!

We would be happy to pamper you with a host of luxuries while you wait for your connecting flight. Unwind and relax with unmatched amenities that IndusInd Bank brings to you courtesy a unique travel assist program – 'Travel Plus'.

The Priority Pass Program ensures you have direct access to over 600 VIP airport lounges around the world. But wait, there's more!
With the Travel Plus Program, you also enjoy special waivers on lounge usage charges outside India.

Value Offering

Program Travel Insurance Lounge Usage Enrolment Fee Annual Saving
Travel Plus Yes Maximum of 8 lounge usage/yr of value $27 Rs 5000 per annum w.e.f. 15th Oct 2013 Rs 12,960 approximately

Travel Insurance Cover Details

Every single detail is important to us. We strive to ensure that you remain unperturbed throughout your journey.
IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited as a group manager to provide cardholders with the following insurance coverage under the program:

Insurance Coverage Sum assured (up to)
Lost baggage Rs 100,000
Delayed baggage Rs 25,000
Loss of passport Rs 50,000
Lost ticket Rs 25,000
Missed connection Rs 25,000

Click here for terms and conditions.

Legend Concierge

The IndusInd Bank Legend Credit Card offers you a team of highly efficient professionals, accessible from any corner of the world, to assist you with flight booking, hotel reservations, and other lifestyle needs. This is a complimentary service with a host of premium benefits. All you have to do is call for assistance, sit back and relax. We take care of the rest.
The concierge offers you:

Pre-trip Assistance

Set your pre-trip worries and anxieties aside! Collect all the information you need to know before you go, feel absolutely equipped to enjoy your next destination! The concierge will provide you with all the information about your travel destination, weather, important landmarks, modes of transport etc.

Hotel Reservation

Leave it to the concierge to handle all your reservations and to make arrangements in the finest of hotels across the world to ensure you have a pleasurable and comfortable stay.

Flight Booking

The concierge will make all the necessary flight arrangements to help you get to your desired destination.

Sports and Entertainment Booking

If you are interested in attending a sports event, the concierge is at your service to make sure you never miss out on your favourite event.

Exclusive Booking

Interested in attending special events like workshops or talks by eminent personalities? The concierge will provide you with all the information you need and also make reservations on your behalf (whenever possible).

Flowers and Gift

Need help arranging for a special gift, or want to send flowers to that special someone? We've got you covered. Leave it to the concierge without a worry. Now you can have gifts delivered to anyone, anywhere in the world. Whether it's a Swiss watch or a bottle of French wine, the concierge will ensure that it is delivered at the earliest.
To avail of these services, please call our Concierge Desk at 1860 267 7777.

Legend Freedom

Get freedom from surcharge on fuel across India. Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.

Value Offering

Petrol Surcharge Waiver Monthly Savingsh Annual Savingsh
Monthly fuel usage @Rs 8000 Rs 80 Rs 960

The information given in the value offering is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of the cardholder.

*Click here for terms and conditions.

Legend Auto Assist

They say the journey is more important than the destination. And we're here to make sure that nothing robs you of this priceless experience.
When on your road trip, there could be umpteen interruptions to your journey. It could be an unexpected flat tyre, an unforeseen vehicle breakdown, or any other emergency. But there's no reason to worry. Auto assist will kick into action right away and resolve your problem. All you need to do is give us a call.
With your IndusInd Bank Legend Credit Card, you can now call for help round the clock, all through the year.

Roadside Repair Service

In the event that your vehicle breaks down on the road due to any mechanical/electrical fault, Auto Assist will arrange for a mechanic to repair your vehicle at the location.

Emergency Fuel Supply

Is your vehicle stranded because it ran out of fuel? Not a problem! Auto Assist shall arrange to deliver fuel (up to five litres) to your location to get you to the nearest fuel station.

Flat Tyre Services

If you have a flat tyre, Auto Assist shall arrange for a mechanic to come and repair or replace the tyre.

Lost Keys

Accidentally locked yourself out of your car? Or lost your keys while travelling? Relax. Auto Assist can arrange for a locksmith to come and either make a new car key or open your car door for you.

Battery Service

Is your car battery dead or malfunctioning? Auto Assist to the rescue once again! We can arrange for a service provider to come to the spot and fix it.

Emergency Towing Assistance

In case of a breakdown where the car needs to be towed, Auto Assist shall arrange for a towing service to tow your car to a garage for repairs.

Accident Management and Medical Assistance

In the unfortunate event of an accident or emergency, Auto Assist can help you by coordinating necessary activities, including emergency message transmission, arranging for emergency medical assistance, and towing of vehicles.

Auto Assist services are available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata.

Travel safe and stay worry-free wherever you go, because we've got you covered at every step!

For further details please call the Concierge Desk at 1860 267 7777.

*Click here for terms and conditions of the applicable insurance policy.

Legend Assurance

Total Protect

Are you afraid of your card falling into the wrong hands? Relax! Fraudulent use of your card is not a threat anymore. 'Total Protect' is a first-of-its-kind program that covers you for an amount equal to the credit limit on your card and is available on add-on cards as well. So you have no reason to worry about fraudulent transactions on your card.

Total Protect covers you for the following:

Unauthorised transactions in case of loss/theft of card:

We provide an insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.

Counterfeit fraud:

It is remotely possible for your card or card details to be stolen and used to produce counterfeit cards. We offer you insurance to protect yourself against such incidents.

*Click here for terms and conditions of the applicable insurance policy.

Air Accident Cover

With the IndusInd Bank Legend Credit Card, you also get a complimentary personal air accident insurance cover of up to Rs 25 lakh.
With IndusInd Bank around to lend you a helping hand, you have very little to worry about!

*Click here for terms and conditions.

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Contactless Card Features

We introduce to you the super convenient chip-based contactless credit card with the IndusInd Bank Legend. The contactless feature enables you to make swift, convenient, and secure transactions for your daily purchases by simply tapping your credit card at merchant locations where standard card payments are accepted. Use the IndusInd Bank Legend credit card to purchase goods at merchant establishments, for travel, for making payments online or via e-commerce websites, and for cash withdrawal in India or anywhere in the world.

You can use the IndusInd Bank Legend Credit Card for:

  • Faster day-to-day payments at merchant locations accepting contactless payments
  • Shopping at 10 lakh merchant outlets in India and over 30 million outlets worldwide that accept card payments
  • For booking movie tickets, utility bill payment, travel, and online purchases
  • Safe online shopping and e-commerce transactions

Merchant list



Legend is a chip-based contactless credit card from IndusInd Bank. It has a contactless feature that enables you to make everyday purchases by simply waving your card at merchant locations where contactless payment is accepted. It can also be used at any location where standard card payments are accepted.

What is IndusInd Bank Legend Credit Card?

Legend is a new-generation credit card from IndusInd Bank that allows users to make faster payments at merchant locations where contactless payments are accepted. It can also be used for standard shopping, online transactions, and at ATMs.

What is contactless payment?

The contactless payment feature lets consumers make safe and secure payments with a simple tap of the card on the PoS (Point of Sale) machines at compatible merchant outlets. These NFC-enabled terminals transmit payment details and authenticate transactions without swiping the card.

Where can I use the IndusInd Bank Legend Credit Card?

It can be used at any merchant outlet that has a contactless payment PoS machine. If such a machine is not available, the contactless card can still be used for swipe or dip transactions. If the PoS machine has a contactless symbol displayed on it, it can process contactless payments.

How do I use my IndusInd Bank Legend Credit Card?

Look for a retailer displaying the contactless symbol and the Visa/Mastercard logo at the PoS. Hold your card within 4 cm of the secure contactless reader. Four green lights will appear. This takes no more than half a second. You can then remove your card and the transaction will be complete.

How close to the reader does the card need to be?

You should hold your contactless card within 4 cm of the card reader.

Is there a limit on the value of goods you can purchase with a contactless credit card?

You can use your contactless card for any amount within the overall daily transaction limit of Rs. 2000.

Will I receive a charge slip for the transactions I make?

Contactless payment is designed to help you make transactions easily and conveniently. The retailer will ask if you require a charge slip. Please advise the retailer accordingly.

How do I know when a payment has been made?

Your transaction is confirmed by the illumination of four green indicator lights and a display message confirming that your transaction was successful.

Could I unknowingly have made a purchase if I walk past the reader?

No. Your card has to be tapped within 4 cm of the card reader for more than half a second and the retailer must have first entered the amount for you to approve. Terminals can only process one payment transaction at a time, thereby reducing transaction errors.

What are the features of the IndusInd Bank Legend Credit Card?

Legend is a multipurpose international credit card that can be used for the following purposes:

  • Faster day-to-day payments at merchant locations accepting contactless payments
  • PoS shopping at 10 lakh merchant outlets in India and over 30 million outlets worldwide that accept card payments
  • Cash withdrawal from all State Bank and other ATMs
  • Safe online shopping and e-commerce transactions
  • Utility and other bill payments
Will I receive a notification each time a transaction is completed on my IndusInd Bank Legend Credit Card?

Yes, as with a standard credit card the customer will receive an SMS and an email notification each time a transaction takes place.

Is this a chip card?

Yes. This credit card is secured with a contact and contactless chip along with magstripe and NFC antenna. The NFC antenna is for enabling contactless payments at merchant locations that accept contactless Payments. The chip and the magstripe are used for credit transactions at PoS establishments where contactless payments are not accepted.

What happens when a contactless transaction is declined?

In the rare event of a contactless transaction on your credit card being declined due to any reason, the cardholder can request the merchant to make the payment by swiping or dipping the card in the traditional manner.

What happens if the transaction slip is not generated and the customer’s account is debited?

Generally, such a situation does not arise. However, in any such stray cases, one may contact IndusInd Bank customer care to inquire about the status of the transaction.

What process should be followed in case of a lost or stolen card?

In case your credit card is lost or stolen, please contact IndusInd Bank Customer Care immediately to block your card. You can also block your lost/stolen credit card immediately on our net banking portal (IndusNet) or on the IndusMobile app.

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Your time is precious to us. We wish to serve you the best, and with an approach that inspires you to associate with us further. We want to keep it swift and simple.

The Rewards program on your IndusInd Bank Legend Credit Card is therefore designed keeping simplicity as the highest priority. It allows you to earn rewards faster by giving you two simple options to redeem them according to your convenience.

Earning of Reward Points

Watch your reward points grow by using your IndusInd Bank Legend Credit Card for business or for pleasure anytime and anywhere you choose!

For weekday spends Rs 100 spent = 1 reward point
For weekend spends Rs 100 spent = 2 reward points

Transactions will be classified as weekday/weekend as per transaction date and will reflect in your credit card account accordingly. ‘Transaction date’ is defined as the date on which you swipe your card for a particular transaction.

  • Transactions made on Monday, Tuesday, Wednesday, Thursday, Friday are termed as weekday transactions
  • Transactions made on Saturday and Sunday are termed as weekend transactions

# Please note that effective from 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.

Please note:From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.

Redemption of Rewards

We absolutely understand your need for choice and have tailored our redemption options to offer you maximum benefit:

IndusMoments Click here for terms and conditions
Airline miles on InterMiles Click here for terms and conditions
Airline miles on Vistara Click here for terms and conditions
Cash credit Click here for terms and conditions

Click here for generic terms and conditions and the steps to redeem your reward points against any of the redemption options.

Bonus Rewards on Spends

A special bonus offer awaits you. Earn 4000 bonus reward points on spending Rs 6 lakh or above within one year from the date of card issue!

*Click here for terms and conditions.

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Legend card offers

Visa Signature Blockbuster Weekend Offer:

Here’s something to add to your weekend fun!

  • Book one movie ticket and get another movie ticket free
  • Valid for Visa Signature cardholders
  • Offer is open for Thursday, Friday, Saturday, and Sunday (4 days)
  • Movie ticket discount is capped at Rs 300 per transaction
  • Please log onto to book your tickets

Click here for further details.

Visa Lounge Access Program

Offer details

Elevate your travel experience with complimentary access to airport Lounges in India with your Visa Signature credit card. Take time out to relax in luxury and enjoy a sumptuous breakfast, brunch, or gourmet meal. Sink into comfortable sofas, avail 0f free Wi-Fi to catch up on your email, or read a book.

Not in the mood to do anything? Look at widescreen TVs to catch up on the news or watch your favourite sport. Of course, you could also relax with a drink or two – we have some fine liquor with bar service at your disposal.

Your IndusInd Bank Signature Credit Card lets you enjoy exclusive access to select premium Visa airport lounges within India.
Enjoy up to two complimentary lounge visits per quarter on your card.

The current offer is valid till 30th September 2020

Click here for facilities and list of eligible lounges.
Click here for further details.
Click here to know more about offers.

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Value Table

Legend card privileges

We want you to know what you’re in for! We have simplified things for you, so you know exactly how you stand to benefit by owning your very own IndusInd Bank Legend Credit Card. Look below and see for yourself.

Annual Estimation
Signature Privileges Savings on Market Value
Priority Pass membership for you and your partner $99 x 2 = Rs 13,266
Complimentary golf once a month at any of the select prestigious clubs (assuming Rs 4250 green fees per 18-hole round) Rs. 51,000
Golf lessons and hole-in-one insurance Rs. 56,000
Movie tickets at theatres 3 times a month Rs. 7,200
Savings on fuel surcharge## Rs. 2,400
Annual value of reward points on an average spend of Rs 30,000 per month (450 points per month) Rs. 6,000
Total Savings Rs. 1,35,866
*The above illustration is based on a hypothetical estimate of expenses.

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